Debt Advice


Christmas is coming, but 10 per cent are still paying for last year

As the more organised among us turn their attention to this year's Christmas list, new research from the Debt Advisory Centre has found that one in 10 adults are still paying back the debt they built up from last year's festivities.

Credit Cards & Loans | 03 Nov 2014
first-time buyer mortgage

How homeowners can prepare for an interest rate rise

Less than half of UK mortgage holders have a contingency plan should interest rates rise, according to the Money Advice Service (MAS). How can you prepare?

Mortgages | 02 Oct 2014

Clearing interest-only debt most often named reason for equity release

Clearing mortgage debt is the most common reason over 55s have for equity release, lifetime mortgage specialist Stonehaven has found.

Mortgages | 30 Sep 2014
Head in sand

Half of homeowners don't know mortgage interest rate

Many mortgage holders are unaware of the current interest rate on their loan and how a rise in the Bank of England Base Rate would affect their monthly payment, a survey from the Principality revealed.

Mortgages | 24 Sep 2014

Five ways to improve your credit rating

An unhealthy credit report is a common financial conundrum for many people at some point in their lives. James Benamor of Amigo Loans has five tips to help you remedy the situation.

Credit Cards & Loans | 11 Sep 2014

Peer- to-peer lender completes first residential 'mortgage'

Peer-to-peer lender eMoneyUnion has lent the first ever crowdfunding platform to complete a first charge consumer secured loan.

Mortgages | 08 Sep 2014

How to cope with an unexpected redundancy

Whether it's you or your partner who has lost their job, redundancy can take a toll on your emotional and financial health. Here’s how to take control.

Savings | 02 Sep 2014

How to get a mortgage if you’re self-employed

Millions of Brits are now working for themselves, but the freedom of being your own boss could be a roadblock when it comes to securing a mortgage.

Mortgages | 21 Aug 2014
Graphic showing rise in money

Southern mortgage borrowers fear interest rate rise the most

Southern homeowners are more worried about an incoming rate rise and its effect on mortgage payments than borrowers in the North East, Wales or Scotland, said a survey.

Mortgages | 20 Aug 2014

Bank of Scotland unfairly double billed customers says judge

Bank of Scotland has been unfairly double billing customers who fell behind on their mortgages, a High Court judge in Belfast has ruled.

Mortgages | 20 Aug 2014

Repossession figures spark fears over effects of rate rise

In the first half of the year 11,800 people had their homes repossessed in an environment of historically low interest rates, rising employment and increased bank forbearance.

Mortgages | 14 Aug 2014
The Bank of England

Bank ‘won’t be pushed into raising interest sharply’ – David Miles

The Bank of England won’t be pressured into hiking the Base Rate quickly because inflation is likely to remain relatively low, according to economist David Miles.

Savings | 14 Aug 2014
Personal debt levels rising among accountants

Interest rate rises could leave borrowers facing bankruptcy

Even a small interest rate rise could put the record number of people choosing to deal with debt via individual voluntary arrangements back in danger, accountants warn.

Debt Advice | 29 Jul 2014
Cracks in a white surface

Breaking up is hard (and expensive) to do

Separating couples may find that their finances suffer along with their broken hearts, according to a new survey by the Debt Advisory Service.

Savings | 29 Jul 2014

Neither a borrower nor a lender be....

Debt - everyone seems to be struggling with it – from the government down. A note issued by peer-to-peer lender Zopa estimates that the average Briton has £4,500 of credit card debts, on which they are typically paying an interest rate of 17.9%*.

Pensions | 14 Jul 2014

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