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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

How to get out of debt

Clearing debt is never easy, but these methods may give you just the boost you n...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Avoid these simple credit card mistakes to keep 0% deal

One in five Brits who’ve taken out a balance transfer card in the last five ye...

Money Mailbag: I’ve saved enough for an extension, what’s the best way to spend?

“We’ve finally saved up enough to get an extension on our property (£40,000...

A guide to picking the right credit card

To mark the 50th anniversary of Britain's first credit card, here's a handy guid...

Understanding

You’ve cut up your credit card: what now?

Whether your credit card has served its purpose to cover a big expenditure or yo...

The truth about 0% car finance deals

More people than ever are using some form of finance to purchase a car, and deal...

Consumer lending rises 8% over one year

New lending figures will raise concerns over consumer borrowing, as the Finance ...

Credit card vs loan: which is best for borrowing money?

Here are the top ten things to consider when working out the best way to fund pu...

High cost of credit a ‘key risk’ says Citizens Advice

As Bank of England figures show continued expansion in consumer credit, Citizen...

Consumers keep borrowing, but Bank of England is worried

Credit growth slowed in May and affordability levels are still under control, bu...

News

More than eight million live with problem debt

One in six people in the UK today are living with a debt problem, up from the nu...

Finance experts predict another credit crunch by 2022

Credit analysts are concerned at the extraordinary rate of growth of UK debt, wi...

Most-complained about banks: Is yours on the list?

The Bank of Scotland has achieved the uncomfortable accolade of the bank to attr...

People with debt more likely to have credit limit raised

'Irresponsible offers' mean one in five people struggling with debt has had thei...

Identity theft reaching ‘epidemic levels’, says Cifas

Those in their 30s are most likely to be victims of identify theft, according to...

Balance transfer war cools in Q2

Competition in the balance transfer credit card sector is starting to cool with ...

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