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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

Avoid these simple credit card mistakes to keep 0% deal

One in five Brits who’ve taken out a balance transfer card in the last five ye...

Money Mailbag: I’ve saved enough for an extension, what’s the best way to spend?

“We’ve finally saved up enough to get an extension on our property (£40,000...

A guide to picking the right credit card

To mark the 50th anniversary of Britain's first credit card, here's a handy guid...

Card fraud soars: how to stay protected

Cases of card fraud have increased 18% in one year. Follow these steps to avoid ...

Top tips: getting the best balance transfer deal

Balance transfer credit cards allow borrowers to move debt from an existing cre...

Ten ways to boost your credit score

Follow these tips to improve your chances of getting a mortgage, loan or credit ...

Understanding

Why more needs to be done to explain the basics of credit cards

A lack of financial education, especially in the credit card market, is keeping...

Santander caps cashback for existing 123 credit card customers: is it time to switch?

Existing Santander 123 credit card customers will see a cashback cap come into e...

Why it pays to buy with a credit card

Credit cards often get a bad rap because of their high fees and contribution to ...

Cut through the jargon: YourMoney.com’s credit card glossary

If you’re confused by credit card terms, abbreviations and unfriendly jargon, ...

The three essentials of online Christmas shopping

With just two weekends left for Christmas shopping, many are turning online to b...

The do’s and don’ts of Christmas credit card spending

December is arguably the most expensive time of year as we want to buy gifts and...

News

Doorstep lenders using 'intimidating behaviour' when collecting debts

Concerning tactics used by some doorstep lenders have been exposed by a charity.

Older borrowers struggle to get loans

One in five people over 50 have applied for a loan in the last three years but t...

Average UK household owes nearly £13,000

Household debt rose sharply in 2016, with the average household owing £12,887,...

Concern as credit card and loan debt grows to 11-year high

Credit card and loan debt grew by £1.9bn in November, up 10.8% on a year ago, o...

People to seek debt help 'every 3 seconds in January'

Debt charities are preparing for their busiest time of year with people seeking ...

‘Buy now, pay later’ customers hit with shock fees for missing interest free deadlines

Catalogue customers who sign up to ‘buy now and pay later’ deals are being h...

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