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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Avoid these simple credit card mistakes to keep 0% deal

One in five Brits who’ve taken out a balance transfer card in the last five ye...

Money Mailbag: I’ve saved enough for an extension, what’s the best way to spend?

“We’ve finally saved up enough to get an extension on our property (£40,000...

A guide to picking the right credit card

To mark the 50th anniversary of Britain's first credit card, here's a handy guid...

Card fraud soars: how to stay protected

Cases of card fraud have increased 18% in one year. Follow these steps to avoid ...

Top tips: getting the best balance transfer deal

Balance transfer credit cards allow borrowers to move debt from an existing cre...

Understanding

The credit cards that can help you repair your credit score

If you’re self-employed so find it difficult to prove your income, or have a d...

A quick guide to guarantor loans – in association with Guarantor Loan Comparison

Considering a guarantor loan or becoming a guarantor yourself? Read our essentia...

I’m worried one missed credit card payment will damage my credit score

'I accidentally missed a credit card payment. I realised it was a week overdue a...

‘Should I cancel my unused credit cards?’

As spring is upon us it’s the perfect time to take a look through your wallet....

One thing everyone should do before applying for credit

Looking at your eligibility report or score is an important first step before de...

Why more needs to be done to explain the basics of credit cards

A lack of financial education, especially in the credit card market, is keeping...

News

UK household debt to hit record high

Household debt is set to hit a record high in 2017, surpassing last year’s tot...

One day left to apply for student finance

With the deadline looming to apply for student finance, research reveals that un...

Fee-free overseas spending Supercard set to be axed

The popular Supercard which allows users to spend abroad without being hit by he...

Huge spike in number of cancelled debit and credit cards

One million more people have had to cancel credit or debit cards in the last yea...

Victim of financial fraud? Here’s what you need to do next

Bank card fraud is a big problem with more than 1.8 million cases reported acros...

Consumers may find it more difficult to get credit in Q2

A survey of banks and building societies has revealed they expect credit card le...

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