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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

Applying for a loan: how to dodge the 'underhand tactics' used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Avoid these simple credit card mistakes to keep 0% deal

One in five Brits who’ve taken out a balance transfer card in the last five ye...

Money Mailbag: I’ve saved enough for an extension, what’s the best way to spend?

“We’ve finally saved up enough to get an extension on our property (£40,000...

A guide to picking the right credit card

To mark the 50th anniversary of Britain's first credit card, here's a handy guid...

Card fraud soars: how to stay protected

Cases of card fraud have increased 18% in one year. Follow these steps to avoid ...

Top tips: getting the best balance transfer deal

Balance transfer credit cards allow borrowers to move debt from an existing cre...

Understanding

A quick guide to guarantor loans - in association with Guarantor Loan Comparison

Considering a guarantor loan or becoming a guarantor yourself? Read our essentia...

I'm worried one missed credit card payment will damage my credit score

'I accidentally missed a credit card payment. I realised it was a week overdue a...

‘Should I cancel my unused credit cards?’

As spring is upon us it’s the perfect time to take a look through your wallet....

One thing everyone should do before applying for credit

Looking at your eligibility report or score is an important first step before de...

Why more needs to be done to explain the basics of credit cards

A lack of financial education, especially in the credit card market, is keeping...

Santander caps cashback for existing 123 credit card customers: is it time to switch?

Existing Santander 123 credit card customers will see a cashback cap come into e...

News

Consumers may find it more difficult to get credit in Q2

A survey of banks and building societies has revealed they expect credit card le...

Payday firm in administration months after agreeing £34m redress deal

Payday lender CFO Lending has entered administration a few months after agreeing...

Personal loan applicants ‘pay twice the advertised rate’

The average borrower taking out a personal loan ends up paying double the advert...

Student loan interest rates set to soar by 33%

Current students and a large number of graduates will see interest rates on thei...

Hackers access bank details of 245,000 UK Wonga customers

Payday lender Wonga is contacting over 245,000 customers in the UK who may have ...

Struggling credit card customers could get more help from lenders

Credit card companies will have to do more to help millions of people in 'persis...

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