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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

How to get out of debt

Clearing debt is never easy, but these methods may give you just the boost you n...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Avoid these simple credit card mistakes to keep 0% deal

One in five Brits who’ve taken out a balance transfer card in the last five ye...

Money Mailbag: I’ve saved enough for an extension, what’s the best way to spend?

“We’ve finally saved up enough to get an extension on our property (£40,000...

A guide to picking the right credit card

To mark the 50th anniversary of Britain's first credit card, here's a handy guid...

Understanding

Three alternatives to dipping into your arranged overdraft

People borrowing small amounts of money for a short period of time as part of an...

Why that buy-now-pay-later deal could cost more than you think

Credit options, particularly on larger purchases, can be an attractive method of...

You’ve cut up your credit card: what now?

Whether your credit card has served its purpose to cover a big expenditure or yo...

The truth about 0% car finance deals

More people than ever are using some form of finance to purchase a car, and deal...

Consumer lending rises 8% over one year

New lending figures will raise concerns over consumer borrowing, as the Finance ...

Credit card vs loan: which is best for borrowing money?

Here are the top ten things to consider when working out the best way to fund pu...

News

Three ‘recklessly negligent’ payday loan directors share 20 year ban

The bosses of a payday loan company who used money from a pension liberation sch...

Millions have credit card limit increased without their consent

Credit card companies are lending ‘too freely’ as people are having their cr...

Over 55s use equity release to pay off debt

Half of equity release customers still owe money on their mortgages, and almost ...

Fewer credit card products but interest-free purchase period rises

There are 20% fewer credit card products available in the market compared to two...

Consumer credit growth maintains brisk pace in September

The growth rate of consumer credit remained broadly unchanged in September, at c...

Do you check before you tap?

Around three-quarters of Brits have used contactless payments, but only 38% said...

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