Ensure you insure
Halifax Home Insurance predicts the industry will see a record number of claims for broken windows as Britain’s back gardens become sporting arenas.
The insurer already witnesses a 20% increase in claims against broken windows during the summer months. But this summer a number of extra factors have led the insurer to expect an even more dramatic increase in claims.
Firstly, claims usually hit their peak during and immediately after Wimbledon, but because this year the two weeks of Wimbledon and the World Cup coincide, it could potentially cause a double whammy for insurers.
Secondly, it is a commonly accepted theory that sporting success in a country leads to an increase in sports participation. This summer football pundits are predicting England could go all the way, Britain has three hopefuls at Wimbledon and the country is witnessing a renaissance in cricket. Add to this the dry summer that’s been forecasted and Halifax expects British participation in ball games could well reach new highs.
Vicky Emmott, senior underwriter for Halifax Home Insurance, comments:
“World Cup fever combined with die-hard Wimbledon and cricket fans could lead to our highest level of claims ever for the summer months. Undoubtedly fans will be eager to ‘Bend it like Beckham’, emulate Rusedski’s previous record breaking 149 mph serve or hit a boundary like Freddie Flintoff. It’s great that young and old alike are inspired by their sporting heroes but it might be safer to take ball games to the local park. Homeowners should definitely make sure they are covered for such events. Halifax provides accidental damage of this nature as part of the standard buildings cover.”