You are here: Home - Insurance - News -

Protect your property from the ‘Beast from the East’

Written by: Christina Hoghton
Much of Britain is battling bitter weather this week, with a cold snap named the ‘Beast from the East’ sweeping in from Siberia. Here are six ways to look after your home.

Heavy snow showers are expected in parts of the country, with the wind chill due to make temperatures feel as low as -10°C.

It’s one of the worst cold snaps since the “Big Freeze” of 2010, when temperatures plunged to as low as -20°C in parts, and Halifax Home Insurance received 2,500 claims for frozen pipes.

This is in comparison to just 42 frozen pipes claims received across 2017, a year that was spared such freezing conditions.

David Rochester, head of underwriting for Halifax Home Insurance, said: “The cold weather highlights just how important it is to maintain your home against the elements.

“Properties are more susceptible to frozen pipes when the temperatures suddenly drop. Keeping your heating on for a few extra hours overnight is an easy way to prevent this. If it saves thousands of pounds in the event of a pipe freeze, that’s a price worth paying.”

Jessica Turner, senior manager, weather modelling, at the business, added: “Taking active steps to protect properties, particularly during better weather, means that when cold weather arrives, homeowners can rest assured that their homes will be able to deal with the extreme elements.”

How to handle the big freeze

Halifax Home Insurance has published the following tips to handle the freeze with ease:

1. Set your thermostat to a minimum temperature around 12°C, even overnight – the heating costs are justified if it avoids a costly pipe freeze. Many thermostats have a winter option that routinely heats the system to keep pipes at the right temperature.

2. Disconnect and drain all hosepipes, sprinkler systems and water features that are connected to external water outlets.

3. Insulate exposed pipes in basements, attics, garages, kitchen cabinets and on the outside of the house. Use UL-listed heat tape, or foam rubber insulation where pipes are exposed to cold moving air.

4. If you’re going on holiday it might be worth shutting off and draining your water system (ask your provider for information on how to do this) or asking a trusted neighbor or friend to pop in regularly while you’re away.

5. Make sure you know where your stopcock is so that you can turn it off quickly in an emergency and can prevent a potential flood. The stopcock is the valve that controls the cold water system in your home. Stopcocks are usually found in the kitchen, below the sink unit. However in some houses the stopcock is found in a front or back hall or in a larder unit beside the sink unit.

6. Be sure to have your home insurance details to hand in case the worst happens.

There are 0 Comment(s)

If you wish to comment without signing in, click your cursor in the top box and tick the 'Sign in as a guest' box at the bottom.

Are you a first-time buyer looking for a mortgage?

Look no further, get the help you need by searching for your perfect mortgage

A guide to switching energy provider

All you need to know about switching from one energy supplier to another.

Which ISA is right for you? A round up of the six products available in 2017

From cash to innovative finance to lifetime, here's our guide to the ISA products available to savers this yea...

Guide to buy-to-let tax changes

In late 2015, former Chancellor George Osborne announced a range of  tax measures aimed at landlords, which t...

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Five fund tips for a 0.25% interest rate environment

With interest rates stuck at a record low 0.25% and expectations rates could fall to close to zero, here are ...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Investing your money

Alliance Trust Plc gives you smart insight into how to invest your money

Money Tips of the Week

Read previous post:
Foxtons profits plummet 65% as London property market stalls

Foxtons estate agency has announced a 65.4% plunge in profits in 2017 in its preliminary statement for annual results –...