Showing off on the slopes causes accidents among one in 10 skiers, however 18% still take to the slopes uninsured.

The chances of accidents occurring on winter sports holidays are bumped up by 71% of skiers who admit to attempting runs which are too difficult for them. A further 7% confess to showing off to impress fellow skiers.

Research into the topic by Direct Line Travel Insurance found more than a third of skiers and snowboarders have been involved in accidents, with 11% being classed as serious. Injuries range from broken bones and concussion (11%) to fractures and dislocated joints (7% each).

Chris Price, head of direct line travel insurance, said: “The very nature of skiing and snowboarding means you’re putting yourself at greater risk than you would be on a beach holiday. It’s important not to take unnecessary risks, though, whether by tackling runs that are too difficult for you or not preparing yourself physically in advance.

“We would certainly advise all skiers and snowboarders to be aware of their limitations, start exercising well in advance of their holiday, and to make sure they are insured in case anything does happen.”