Football fans travelling to Germany for the World Cup should ensure they have their travel insurance cover up to date before they leave.

Many trips to the World Cup will be short breaks and can be cost effective to buy cover only for the time that is needed. Many travel agents, for example, only sell cover in bandings of 1-9 days and 10+ days. However, some insurers sell cover by the day, allowing fans to tailor their cover to suit the number of days they’ll be away watching the game.

Churchill Insurance is encouraging supporters to apply for the European Health Insurance Card (EHIC) in addition to taking out an insurance policy. Churchill customers who use an EHIC may not need to pay the excess on their policy if a claim is made.

Mike Ketteringham, head of Churchill Travel Insurance, said: “Football fans should ensure they have their travel insurance arranged before their World Cup adventure kicks off. That way, they will have one less thing to worry about whilst in Germany and will be able to fix their attention firmly on Rooney’s fitness battle and England’s performance.”