Best Direct Life Insurance Provider – The Post Office

Best Online Life Insurance Provider – Tesco Bank

Best Direct Savings Account Provider – Birmingham Midshires

Best Online Savings Account Provider – ING

Direct Best Direct Banking Provider – NatWest

Best Online Banking Provider – NatWest

Best Direct Personal Loan Provider – Sainsbury’s Finance

Best Online Personal Loan Provider – NatWest

Best Direct Credit Card Provider – Virgin Money

Best Online Credit Card Provider – Halifax

Best Direct Travel Insurance Provider – Columbus Direct

Best Online Travel Insurance Provider – Virgin Money

Best Direct Pet Insurance Provider – Post Office

Best Online Pet Insurance Provider – Sainsbury’s Finance

Best Direct Motor Insurance Provider – The Co-operative Insurance

Best Online Motor Insurance Provider – RAC

Best Direct ISA Provider – Birmingham Midshires

Best Online ISA Provider – Lloyds TSB

Best Direct Breakdown Cover Provider – Tesco Bank

Best Online Breakdown Cover Provider – Autonational Rescue

Best Direct Share Dealing Provider – TD Waterhouse

Best Online Share Dealing Provider – TD Waterhouse

Best Direct Student Banking Provider – Halifax

Best Online Student Banking Provider – Halifax

Best Direct Home & Contents Insurance Provider – More Th>n

Best Online Home & Contents Insurance Provider – Legal & General Insurance

Best Private Medical Insurance – AXA PPP

Best Direct Mortgage Provider – Santander

Best Online Mortgage Provider – ING Direct

Best National Branch Network – Santander

Best Regional Branch Network – Leeds Building Society

Best Overall Direct Provider – The Post Office

Best Overall Online Provider – NatWest