You are here: Home - Mortgages

Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

Oxford named UK's least affordable city

Oxford is the UK’s least affordable city, according to a new report from Halif...

January lending at highest level in nine years

Mortgage lending reached an estimated £18.9bn in January, according to the Coun...

London homebuyer numbers fall

The number of homebuyers in the capital fell to a four-year low in 2016.

First-time buyer market in strong shape for spring

Buyers who can only amass a 5% deposit will have more deals to choose from thi...

Challenger bank to accept one year's accounts from self-employed mortgage applicants

Aldermore has announced that it will reduce the number of years accounts a se...

House price sentiment now at post-EU referendum high

UK households perceived that the value of their home rose in February, findings ...

Buy To Let

The best place for rental returns is… Romford

Romford has knocked Luton off the top spot in the LendInvest Buy-to-Let Index, c...

One in four landlords hike rents in advance of tax changes

Landlords are planning to hike rents to offset the impact of tax changes set to ...

Landlords ‘discriminating’ against tenants thanks to Right to Rent

Landlords are less likely to let properties to ethnic minority Britons due to co...

Number of cash landlords hits record high

The proportion of landlords paying for property in cash reached 61% in January, ...

UK rents grew 3% last year

Twenty areas in the UK have seen the average rent paid for a residential propert...

January jump in first-time buyer numbers

The number of first-time buyers surged last month as a lull in landlord purchase...

Remortgage

Revealed: the London borough with 700% house price growth over 20 years

Hackney in North East London has experienced the fastest growth in house prices ...

Vast majority of homeowners think their home has increased in value

Nine out of 10 homeowners believe their home is now worth more than they paid fo...

Santander launches 0.99% fixed-rate mortgage

Santander has launched an 18-month fixed rate at 0.99%, a deal it has trumpeted ...

Double digit rise for mortgage lending in 2016

Mortgage lending rose by a healthy 12% in 2016 compared to 2015 despite economic...

Homes along Crossrail route see huge price rises in past decade

Average house prices near train stations along the Crossrail route have rocketed...

Southern Rail service problems start to impact house prices

House prices along Southern Rail routes have been hit by the poor service and st...

You may also Like

Buy to let: The natural successor to annuities?

Pension freedoms could lead to a buy-to-let boom, according to some commentators.

How to get your bank statements mortgage-approval ready

Make sure your documentation is fit for lender scrutiny

A quick guide to guarantor loans

Considering a guarantor loan or becoming a guarantor yourself? Read our essential guide.

More from Your Money

Can clothing ever be considered an investment?

We ask whether there’s any such thing as an ‘investment piece’.

Household electricity hacks

Save on energy wherever you can by using these simple household hacks.

After an award-winning health insurance provider?

Winner of best online health care provider in the YourMoney.com Awards 2015

Guide to buy-to-let tax changes

In late 2015, former Chancellor George Osborne announced a range of  tax measures aimed at landlords, which t...

A guide to switching energy provider

All you need to know about switching from one energy supplier to another.

Guide to valuations and surveys

Do you need a vanilla valuation or a survey with a fringe on top? Martyn Stones explains the different types o...

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Five fund tips for a 0.25% interest rate environment

With interest rates stuck at a record low 0.25% and expectations rates could fall to close to zero, here are ...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Investing your money

Alliance Trust Plc gives you smart insight into how to invest your money

Money Tips of the Week