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Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

First-time buyer borrowing in London hits highest level since 2007

First-time buyers in London borrowed £3.31bn in the three months to October, a ...

First-time buyer stamp duty cut: but beware if you’re using a Help to Buy ISA

The Chancellor has today unveiled a vote-winning Budget for first-time buyers as...

BUDGET 2017: Stamp duty slashed for first-time buyers

Chancellor Philip Hammond has unveiled a cut in Stamp Duty Land Tax (SDLT) for f...

Third of parents shun ‘Bank of Mum & Dad’ help for kids

More than a third of parents said they won’t offer financial support to their ...

Chancellor plans 300,000 new homes for first-time buyers

Plans to build 300,000 new homes a year are to be laid out in the 2017 Autumn Bu...

Mortgage acceptance tougher, say a third of homeowners

A third of homeowners believe it has become increasingly difficult to get a mort...

Buy To Let

BUDGET 2017: Council tax to double for empty property owners

Owners of empty properties were in the firing line of the Budget, as the Chancel...

House prices jump but London growth lags

House prices jumped by an average £11,000 in the year to September with annual ...

Think twice before rushing to switch mortgage deals, warns Royal London

Homeowners should think twice before incurring exit charges to secure a fixed ra...

October stagnation cuts house price rises further

House prices across England and Wales stagnated in October bringing the annual r...

Renters: the sure-fire way to say goodbye to your deposit

Tenancy deposit schemes protect both renters and landlords. Here, landlords reve...

House price growth rises to 4.5% but confidence dips

The average property price in England has risen 4.5% year-on-year to £225,826, ...

Remortgage

Nationwide launches lifetime mortgage for older borrowers

Nationwide Building Society is launching a lifetime mortgage product for those l...

Explained: the difference between gazumping and gazundering

The property market is full of jargon, and it can be tricky for buyers to unders...

Homeowners should be taxed on property equity

Stamp duty should be scrapped and replaced with a tax on equity in people’s ho...

The last sub-1% tracker mortgage has disappeared

The Bank of England’s Base Rate rise has resulted in all the sub-1% tracker ra...

Repossessions rise for the first time since 2014

Homeowner repossessions have risen quarter-on-quarter for the first time in more...

Home sales fall in most UK regions but London and SE slump deepening

A drop in buyer demand caused the housing market to stutter its way through Octo...

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