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Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

First-time buyers are wealthier and older

Analysis of the official English Housing Survey by UK Finance found that longsta...

Mortgage lending topped £22bn in June

Mortgage lending reached £22.1bn in June, according to estimated figures from U...

Listing site rapped for advertising out-of-date property… AND ignoring regulator

Complaints against property listing website Houser have been upheld by the Adver...

London and SE house prices slip again amid nationwide rises

Average house prices in the UK increased by 4.7% in the year to May taking the a...

Mortgage Switch Guarantee could save borrowers £15bn

A Mortgage Switch Guarantee to help people transfer from pricey standard variabl...

Dampened prices but housing market activity up

Average house prices remain subdued, although the number of transactions is on t...

Buy To Let

The top five ways to sell your home this summer

If you want to sell your home, you may be tempted to wait until September, the s...

Mortgage lending stable as market ‘ticks along’

Lending secured on homes was £3.5bn in May, slightly higher than its recent ave...

Limited company BTL landlords could lose £1,000 a year

Higher mortgage rates on limited company buy-to-let mortgages will outweigh any ...

Political uncertainty hits housing demand

Only 3% of properties sold for more than the asking price in May, according to t...

Unfair ground rents tackled in plans to regulate leasehold sector

Proposals to regulate and reform the leasehold sector, including tackling unfair...

Six things to consider before buying a student property

A recent study found landlords who own student properties can earn rental yields...

Remortgage

Rates will eventually rise: are borrowers prepared?

Speculation’s mounting that a base rate rise may be on the horizon. How will t...

Skipton launches sub 1% mortgage deal for first time

Skipton Building Society is set to launch its lowest ever two-year fixed rate mo...

After 10 years of falling rates, will mortgages stay low?

It is ten years since homeowners last had to deal with a rise in mortgage rates....

Savvy millennials opt for repayment mortgages

Whether out of choice or necessity, millennials are far more likely to have a re...

More than 40% of older borrowers on interest-only mortgages

More than two in every five mortgage holders over the age of 65 have an interest...

Equity release now £30k cheaper than last year

Fixed lifetime mortgage interest rates are steadily falling which is good news f...

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