Whether you need help with your mortgage, your investments, or just need some advice on saving for later life, a consultation with an adviser can set you on the right track.

There are four prizes up for grabs, courtesy of unbiased.co.uk, and the deadline for entries is 12 February.

Winners will be hand-picked by a panel of judges to ensure their circumstances are suitable for a Money Makeover.

For information on how to enter, click here.

For full terms and conditions, click here.