You have recently settled down with your partner, bought a home with your first mortgage and become a parent. You are facing significant childcare costs on top of the mortgage and are running through your savings. At the same time, you are thinking about planning for your family for the first time, making a will, increasing your life insurance, signing up for health insurance through your job and considering income protection. You are also keeping an eye on personal loan rates and credit card deals as you may well be needing them soon.

At this stage in your life, the following sections of yourmoney.com may be of most interest to you:

• Mortgages: for help and advice on managing your mortgage, read our Mortgage basics
• Savings: You may not have much spare cash at this time, so you will want to save what you can as wisely as possible. Our Top Tips for savers might help
• Insurance: when you have dependents, insurance suddenly becomes a priority. Life insurance should be top of the list - read our Life insurance basics to find out more
• Personal loans and credit cards: if you should need short-term financial help at this expensive time, make sure you get the best deal. Our Top tips for credit cards and loans should be of use