Older readers may well remember the days of black and white television offering only the BBC and Independent Television.

Those times are prehistory now and things are changing apace in the fast-moving world of digital television, which is one area where you can get cheaper utility bills. Freeview, which is offered by a company comprising the combined talents of the BBC, Crown Castle and BskyB, for example, is a new free digital service providing over 30 digital TV channels, 20 radio stations and interactive services via a TV aerial.

When choosing the digital TV service you want make sure you bear in mind the principle of cheaper utility bills and get the service that best suits you.