According to a new report by Halifax, over half of people in their 30s and 40s have found themselves running out of money before the next payday in the last year, despite the accepted thinking that money is tight for those in their 20s, with many looking for jobs and moving out of home for the first time.
As much as 50% of those in their 20s run out of money, but this figure actually increases among people in their 30s and 40s, with 58% and 57% respectively saying they ran out of money before the end of the month at least once in the last year.
Worryingly, 10% of those in their 30s and 11% of those in their 40s say they ran out of money every month.
Anthony Warrington from Halifax, said: "It is perhaps a symptom of the current situation that more people in their 30s and 40s are finding they run out of money before the end of the month.
"There is no easy solution but keeping a close eye on your finances can help with budgeting, and by monitoring your expected outgoings you can see how much you have left over the month.
"Budgeting is not an exact science and that is why it's important people choose financial products that are flexible enough to meet their needs now, next month, and in the long-term."
Nearly half of those surveyed also said they feel worse off now than they did this time last year.
However, for those who do have some money leftover at the end of the month, the most likely use of spare money is to fund savings, repaying mortgages and into investments.
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