Best Direct Banking Provider: Royal Bank of Scotland

Best Internet Banking Provider: Cahoot

Best Direct ISA Provider: Legal & General

Best Internet ISA Provider: Jupiter Asset Management

Best Direct Mortgage Provider: Nationwide Building Society

Best Direct Share Dealing Provider: StockAcademy

Best Internet Share Dealing Provider: Self Trade

Best Direct Life Insurance Provider: Virgin Direct

Best Internet Life Insurance Provider: Virgin Direct

Best Direct Pension Provider: Marks & Spencer Financial Services

Best Internet Pension Provider: Virgin Direct

Best Private Medical Insurance Provider: PPP Healthcare

Best Direct Travel Insurance Provider: Churchill Insurance

Best Internet Travel Insurance Provider: Halifax

Best Direct Motor Insurance Provider: Churchill Insurance

Best Internet Motor Insurance Provider: Churchill Insurance

Best Direct Personal Loans Provider: Tesco Personal Finance

Best Internet Personal Loans Provider: Sainsbury’s Bank

Best Direct Credit Card Provider: Nationwide Building Society

Best Internet Credit Card Provider: Halifax

Best Direct Home & Contents Insurance Provider: Sainsbury’s Bank

Best Internet Home & Contents Insurance Provider: Halifax

Highly Commended Direct Pension Provider: Legal & General

Highly Commended Private Medical Insurance Provider: Norwich Union Healthcare

Highly Commended Direct Share Dealing Provider: NatWest Stockbrokers

Highly Commended Direct Banking Provider: First Direct

Highly Commended Direct Travel Insurance Provider: The Travel Insurance Club

Editor’s Special Award: Tesco Personal Finance