Best Life Insurance Provider: Sainsbury’s Bank

Best Online Life Insurance Provider: Sainsbury’s Bank

Best Savings Account Provider: Nationwide

Best Online Savings Account Provider: Birmingham Midshires

Best Banking Provider: Royal Bank of Scotland

Best Online Banking Provider: Smile

Best Personal Loan Provider: Lombard Direct

Best Online Personl Loan Provider: Lombard Direct

Best Credit Card Provider: Marks & Spencer Money

Best Online Credit Card Provider: Nationwide (Joint Winner) Tesco Personal Finance (Joint Winner)

Best Travel Insurance Provider: ASDA

Best Online Travel Insurance Provider: Marks & Spencer Money (Joint Winner) Churchill (Joint Winner)

Best Pet Insurance Provider: Direct Line

Best Online Pet Insurance Provider: Sainsbury’s Bank

Best Motor Insurance Provider: Churchill (Joint Winner) Direct Line (Joint Winner)

Best Online Motor Insurance Provider: Churchill

Best ISA Provider: Halifax

Best Online ISA Provider: First Direct

Best Business Banking Provider: NatWest

Best Online Business Banking Provider: NatWest (Joint Winner) Royal Bank of Scotland

Best Breakdown Cover Provider: Green Flag

Best Online Breakdown Cover Provider: Green Flag

Best Sharedealing Provider: TD Waterhouse

Best Online Sharedealing Provider: Interactive Investor

Best Student Banking Provider: Halifax

Best Online Student Banking Provider: Smile

Best Private Medical Insurance Provider: AXA PPP

Best Children’s Savings Account Provider: Halifax

Best Online Children’s Savings Account Provider: Royal Bank of Scotland

Best Home & Contents Insurance Provider: ASDA

Best Online Home & Contents Insurance Provider: ASDA

Best Mortgage Provider: Woolwich (joint winner) NatWest (joint winner)

Best Online Mortgage Provider: Halifax

Best Overall Provider: Nationwide

Editor’s Special Award: NatWest

Publisher’s Special Award: Virgin Money