Best Direct Life Insurance Provider:The Post Office

Best Online Life Insurance Provider: Sainsbury’s Finance

Best Direct Savings Account Provider: Birmingham Midshires

Best Online Savings Account Provider: ICICI Bank

Best Direct Banking Provider: Halifax

Best Online Banking Provider: NatWest

Best Direct Personal Loan Provider: Sainsbury’s Finance

Best Online Personal Loan Provider: First Direct

Best Direct Credit Card Provider: NatWest

Best Online Credit Card Provider: Sainsbury’s Finance

Best Direct Travel Insurance Provider: Tesco Bank

Best Online Travel Insurance Provider: Direct Line

Best Direct Pet Insurance Provider: Asda

Best Online Pet Insurance Provider: Churchill

Best Direct Motor Insurance Provider: Tesco Bank

Best Online Motor Insurance Provider: Co-operative Insurance Services

Best Direct ISA Provider: First Direct

Best Direct Breakdown Cover Provider: Green Flag

Best Online Breakdown Cover Provider: Autonational

Best Direct Share Dealing Provider: TD Waterhouse

Best Online Share Dealing Provider: TD Waterhouse

Best Direct Student Banking Provider: Halifax

Best Online Student Banking Provider: NatWest

Best Direct Children’s Savings Account Provider: Nationwide

Best Online Children’s Savings Account Provider: Nationwide

Best Direct Home & Contents Insurance Provider: The Post Office

Best Online Home & Contents Insurance Provider: More Th>n

Best Private Medical Insurance Provider: Tesco Bank

Best Mortgage Provider: Santander

Best Online Mortgage Provider: ING Direct

Best National Branch Network: Halifax

Best Regional Branch Network: Leeds Building Society

Best Overall Direct Provider: Tesco Bank

Best Overall Online Provider: Sainsbury’s Bank