
NatWest bagged the Best Reward Current Account gong at the YourMoney.com Personal Finance Awards 2024, completing a hat-trick of wins for the banking giant.
Continuing YourMoney.com‘s Spotlight series, which showcases the award winners, Lewis Broadie, customer journey lead at NatWest, provides five key benefits of the award-winning account.
The NatWest Reward Current Account offers a range of features designed to help you manage your money and earn Rewards, whether you’re looking to save effortlessly, get rewarded for paying your regular bills, or benefit from innovative digital tools.
Here are five top benefits of the NatWest Reward Current Account:

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1. Earn Rewards for your everyday banking
One of the standout features of the NatWest Reward Current Account is the ability to earn £5 per month in Rewards for two or more direct debits of at least £2 and by logging into our mobile app.
Why it’s great: This feature allows you to earn Rewards on your everyday banking, effectively rewarding you monthly for simply keeping up with your bills.
2. Round Ups for effortless savings
NatWest’s Round Ups feature helps you save without even thinking about it. Every time you make a purchase with your NatWest debit card, the cost is rounded up to the nearest pound, and the difference is transferred into your savings.
Why it’s great: This is a simple and automatic way to build your savings over time without having to make a conscious effort. Every little bit adds up, and the Round Ups feature can help you build a solid savings habit.
3. Linked Digital Regular Saver
The NatWest Reward Current Account comes with a linked Digital Regular Saver that offers a 6% interest rate. This feature allows you to save regularly and your money to grow faster.
Why it’s great: The Digital Regular Saver offers an easy way to save at a competitive interest rate. If you’re looking to grow your savings efficiently, this is a great tool that could make your money work harder for you.
4. MyRewards – making your Rewards go further
As a NatWest Reward Current Account holder, you’ll have access to MyRewards, where you can gain even more Rewards just for using your NatWest debit card at our partner retailers. And once you have a Rewards balance, you can pay as money into your current or savings account. Or, you can exchange points for e-gift codes or points with our partner retailers or donate to charity.
Why it’s great: Whether you use your Rewards to top up your savings or exchange for your favourite retailers, MyRewards offers flexibility in how you can enjoy them, making your everyday spending more rewarding.
5. Simple and convenient banking tools
NatWest’s mobile banking app is designed for ease and convenience. With features like instant notifications, budgeting tools, and account insights, managing your money has never been easier. You can track your spending, set savings goals, and get real-time alerts on your transactions.
Why it’s great: The app puts you in control of your finances with just a few taps – whether you want to check your balance, transfer money, or track your spending habits.
NatWest is committed to supporting customers, communities, and businesses across the UK. The bank serves over 19 million customers, helping people, families, and businesses to thrive.