This year’s awards ceremony is the 27th edition, continuing its reign as the longest running awards of its kind in the industry.
YourMoney.com’s Personal Finance Awards 2025 celebrate the businesses that have shone the brightest for customers over the last 12 months.
At a time when millions of households are having to tighten spending, no matter their income, winning an award takes some doing.
This is because the winning firms will be judged by our YourMoney.com readers, who will ultimately decide which banking providers have excelled across an array of areas.
Firms are invited to enter as many categories as appropriate across savings, insurance and loans, using the YourMoney.com Personal Finance Awards 2025 link.
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The deadline to submit a nomination is just four days away on 24 January 2025.
As part of the voting process, financial services firms are asked to nominate products and services in an initial questionnaire.
Entries will then be judged with a rigorous two-stage process:
Stage one: Shortlisting
- Entries are initially shortlisted based on price, product structure, and overall value.
- The top five entries in each category will move on to the next stage.
Stage two: Consumer panel assessment
- Shortlisted entries are then rigorously assessed by a panel of YourMoney.com readers, and an overall winner is decided in each category.
For 2025, there are two new categories in the banking sector for businesses to battle it out for.
The full list of categories is as follows:
Banking
- Best Current Account – Everyday
- Best Current Account – Switching
- Best Current Account – Reward
- Best Current Account – Student
- Best Current Account – Youth
- NEW: Best Current Account – Packaged Bank Account
- NEW: Best Digital-Only Bank Account
Savings
- Best Savings Account – Everyday (Easy Access)
- Best Savings Account – Fixed Term
- Best Cash ISA Provider
- Best Junior Cash ISA Provider
Borrowing
- Best Personal Loan Provider
- Best Credit Card Provider
Insurance
- Best Life Insurance Provider
- Best Over 50s Life Cover Provider
- Best Travel Insurance Provider
- Best Pet Insurance Provider
- Best Car Insurance Provider
- Best Breakdown Cover Provider
- Best Home Insurance Provider
- Best Healthcare Provider
YourMoney.com wishes the best of luck to all participants, and award winners will be informed in early March 2025. For the victorious firms, there will be a presentation lunch scheduled in London on Friday 14 March 2025.
To get you in the nominating mood, here are images of last year’s ceremony, set in the grand Merchant Taylors’ Hall in 2024, where comedian Suzi Ruffell entertained guests before the winners were announced.
