The total cost of kitting out children with clothes, books, stationery and other necessities in preparation for the new term is equivalent to £236 per child, according to the study by Santander Credit Cards.

To add to the financial strain, the cost of keeping under 18s across the UK in school once term begins is £628m per week, the report found.

This works out at approximately £52 per school child and includes everyday costs such as packed lunches, bus fares, school trips and after-school activities.

Parents with children at foundation or trust schools spend the most, an average of £375 in the run up to the school term plus an additional £93 per week. This is marginally more than the £371 upfront cost and £93 weekly cost shelled out by parents of children attending private school, without factoring in the private school fees.

Parents of children at grammar schools spend £329 getting ready for term time and £76 on a weekly basis. Corresponding costs for community schools are £226 plus £49 per week and for academies, £262 plus £56 per week.

On a per child basis, school uniform (£40), school shoes (£31) and jackets and coats (£24) are the biggest outlays for parents in advance of school term time. And once the school term begins, the biggest regular outgoing (per child per week) is school trips (£10) followed by extra-curricular activities (£9), and packed lunches (£8).

Matt Hall, director of banking & unsecured credit at Santander, said: “Kitting out kids for the new school year can be an expensive business, as most parents know. There are ways parents can cut back on costs and make the ‘back to school’ shopping trip a little easier, for example by buying school uniforms, in the sales or using a cashback credit card.”

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