You are here: Home - Insurance - News -

10 tips to reduce car theft as claims for keyless vehicles rise

Written by: Rebecca Goodman
In the last two years, drivers with a keyless car were twice as likely to have their car stolen as those with a traditional key lock, new data shows.

The increase in theft claims, by drivers with a keyless car, were mainly found in urban locations, according to claims data from the insurer Aviva, which has around 18 million customers.

It is warning those with keyless cars to be more mindful of their surroundings as the winter draws in and there are more dark mornings and evenings.

The insurer says all vehicle theft claims have risen by 13% over the last two years but that these remain a very small proportion of overall car insurance claims.

Majority of thefts take place after dark

In 36% of incidents of car theft in England and Wales for the year ending March 2020, criminals accessed cars using keyless technology, according to data from the Office of National Statistics (ONS). This is a rise from 13% in 2019.

Ten years ago, 29% of vehicles targetted by criminals used a mechanical device for security such as a steering lock and that figure fell to 15% in 2020. In that period the use of devices such as central locking, car alarms and tracking devices had increased.

The majority (76%) of vehicle-related thefts also happened during the hours of darkness, the ONS report found.

Yet the percentage of vehicles taken in these hours has fallen, to 65% in the year to March 2020 from 77% the previous year. This suggests thieves are becoming bolder as they are stealing more vehicles in daylight hours.

The majority of cars (73%) were stolen from people’s homes.

Alec Reeder, performance lead for Aviva General Insurance says: “Over the past two years, we’ve found claims for stolen keyless vehicles are twice as likely as those for for non-keyless vehicles. While theft claims account for only a small proportion of our vehicle claims overall, we understand that a stolen car can be very distressing for owners.

“We’d encourage people to take extra precautions, particularly at this time of year, when thieves have the added advantage of reduced daylight.”

Ten tips to reduce the risk of vehicle theft

There are lots of ways to reduce the risk of becoming a victim of car theft and Aviva has put together the following:

  1. Always lock the door and make sure to close the windows and sunroof if you have one.
  2. Buy a steering wheel lock or foot pedal lock
  3. Purchase a signal blocking pouch, container or box to keep your car keys in (often sold as “Faraday” items). These devices prevent signals from your keys being intercepted and manipulated by thieves
  4. Fit a vehicle tracking system. Some cars already come fitted with vehicle tracking systems but unfortunately, criminals know exactly which models feature tracking devices. Considering fitting your own vehicle tracking device
  5. Park the vehicle in a locked garage or secure area.
  6. Park your vehicle in a well-lit area
  7. Don’t leave anything in your vehicle
  8. Consider the use of immobilisers to prevent the engine from starting without a correct key or fob.
  9. Never leave the keys in the ignition
  10. Consider CCTV, locked gates and increased home security.

There are 0 Comment(s)

If you wish to comment without signing in, click your cursor in the top box and tick the 'Sign in as a guest' box at the bottom.

Your right to a refund if travel is affected by train strikes

There have been a wave of train strikes in the past six months, and for anyone travelling today Friday 3 Febru...

Could you save money with a social broadband tariff?

Two-thirds of low-income households are unaware they could be saving on broadband, according to Uswitch.

How to help others and donate to food banks this winter

This winter is expected to be the most challenging yet for the food bank network as soaring costs push more pe...

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

DIY investors: 10 common mistakes to avoid

For those without the help and experience of an adviser, here are 10 common DIY investor mistakes to avoid.

Mortgage down-valuations: Tips to avoid pulling out of a house sale

Down-valuations are on the rise. So, what does it mean for home buyers, and what can you do?

Five tips for surviving a bear market mauling

The S&P 500 has slipped into bear market territory and for UK investors, the FTSE 250 is also on the edge. Her...

Money Tips of the Week