Insurers are to lobby the Government for changes to the rights of younger drivers, such as limits to the number of passengers they can carry and the hours they are allowed to drive.

The Association of British Insurers (ABI) is currently in talks with road safety and motoring groups and will outline its plans at its first national motor conference on September 20.

Some of the proposals are based on California’s laws, which the US’s Insurance Institute for Highway Safety said led to a 23% reduction in crashes among 16 year old drivers.