Cafe culture has spread into our homes, as each household admits to spending £3,113 on their kitchen, according to research from Churchill.

As well as the everyday electrical appliances such as washing machines and microwaves, Brits are also obsessed with buying specialist accessories such as popcorn makers, hi-tech food processors and pasta makers. An average home has around £1,539 worth of electrical goods at any one time ranging from freezers and cookers to electric pepper mills and grilling machines. Furthermore, house-holders are also filling their kitchens with £486-worth of kitchen utensils including basic kitchen scissors and chopping boards as well as olive oil decanters and citrus fruit juicers for those that are more kitchen-savvy.

However, kitchen contents are susceptible to accidental damage because they are used so often. In an analysis of home claims data, Churchill Insurance found that nearly one in ten household accidents (9%) happen in the kitchen. And with an average accidental damage claim cost reaching £496, the home insurer advises householders to make sure they are covered for any kitchen mishaps.

Martin Scott, Head of Churchill Home Insurance, says: “The research shows that the kitchen is full of expensive electrical equipment and accessories so it is imperative that householders make sure they are covered against any accidental damage. Otherwise, it’s easy to see how an everyday accident could make a real dent in the household finances.”