The policy offers limited cover for when the vehicle is not in use, and is kept off the road in a locked garage, such as during the winter months. It also takes into account the limited mileage that classic car users are likely to travel and this is reflected in the cost of the policy.

The policy is available to drivers aged over 30 years old.

Selwyn Fernandes, managing director of LV= car insurance said: “We recognise that many classic car owners don’t use their car in the same way as a regular car and so we have a created a policy tailored to their requirements. It differs from a standard car insurance policy and includes elements that classic car owners want such as limited cover in the winter months if the car isn’t being used.”