Uninsured drivers ‘a menace on our roads’
More and more people are willing to take the risk of driving illegally on Britain’s roads, with figures from the Driver and Vehicle Licensing Agency (DVLA) showing that the number of untaxed drivers has jumped 76% in two years to 2.1 million.
Rather than taking time to compare car insurance and pay their premiums, the number of illegal drivers is costing £217m in lost revenue, up from £129m in 2004. Around 80% of untaxed vehicles also have no insurance.
The Association of British Insurers (ABI) says that uninsured drivers are 10 times more likely to have convictions for previous motoring offences like drink-driving and are six times more likely to be behind the wheel of an unroadworthy vehicle than the average legal motorist. A spokesperson said they were “a menace on our roads”.
For drivers that like to compare car insurance in the approved way, if they have fully comprehensive cover then their insurer will pay for damage to their vehicle if it is hit by an uninsured driver, although medical and legal bills will not be covered.
For those with third party cover only, the costs are not covered at all for damage or injury caused by an uninsured driver.
The ABI recommends that drivers compare car insurance and never take to the roads without proper cover or road tax.