The lender said the change will come into effect from 28 August and joins NatWest and several other lenders in preparing for the end of the government’s furlough scheme.

Joint applications from furloughed borrowers will be accepted with a nominal amount being submitted on to the application and affordability calculated on the single income.

This will apply even if the borrower is having their furlough pay topped-up by the employer.

For those who have returned to work part-time, only this income will be eligible for consideration.

In July TSB announced it would reduce furloughed workers’ income to £1.

A TSB spokesperson, said: “These are temporary measures that will help to ensure the mortgages we provide are affordable for our customers.”