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Understanding

Introduction

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Jan 23, 2020

Santander mortgage customers warned about ‘cheaper’ standard variable rate

Newer Santander mortgage customers coming to the end of their fixed term this week will be...
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Aug 21, 2019

Third of mortgage applicants denied deal: tips to improve your financial appeal

Lenders decline a third of mortgage applications as customers don’t meet the full criter...
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Sep 17, 2018

The home improvements that will decrease your property’s value 

It’s easy to get carried away when thinking about renovating your home, but it’s impor...
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Aug 01, 2018

Six bank statement mistakes that can ruin a mortgage application

Bank statements provide lenders an insight into the lives of prospective borrowers, but so...

More articles

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Jun 10, 2013

BLOG: Who gives a XX about discrimination?

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Apr 25, 2013

BLOG: Playing the loyalty card: why do we stick with our banks?

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Apr 15, 2013

BLOG: What’s in a survey?

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Apr 10, 2013

BLOG: Thatcher, Thatcher, housing snatcher

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Apr 03, 2013

BLOG: 25 years of regulation – are consumers better protected?

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Mar 20, 2013

BLOG: Is this the new Plan A for Osborne?

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Dec 19, 2012

BLOG: Biggest mortgage lenders not always best

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Dec 12, 2012

BLOG: Gosling’s Grouse: thoughts on the Budget-lite

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Dec 05, 2012

BLOG: Funding for Lending must tackle higher LTV mortgages

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Jul 17, 2012

BLOG: London is another country

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Jul 17, 2012

BLOG: Counting pennies

News

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Aug 03, 2020

Regulator wants further payment holidays reported on credit files

The Financial Conduct Authority (FCA) is considering reporting future mortgage payment def...
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Jul 29, 2020

Interest-only payment holiday proposed until October 2021

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Jul 06, 2020

Interest-only mortgages could surge after coronavirus

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Jun 26, 2020

Mortgage rates fall to new low

Two-year average mortgage rates have fallen to new lows, as choice at higher loan to value...
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Jun 25, 2020

More than 50,000 interest-only mortgages mature this year

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Jun 19, 2020

Nearly two million mortgages on payment holiday

The savings accounts paying the most interest

If one of your jobs this month is to get your finances in order, moving your savings to a higher paying deal i...

Coronavirus and your finances: what help can you get?

News and updates on everything to do with coronavirus and your personal finances.

Everything you need to know about being furloughed

If you’ve been ‘furloughed’ by your company, here’s what it means…

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

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