April changes

This weekend marks the start of April, which means a raft of price rises for your mobile, flights and council tax bills, as well as the stamp duty surcharge which takes effect for second property buyers. But it may be counter-balanced by the launch of the new National Living Wage. It’s also the end and the start of the new tax year so we list 10 tips to help you plan. If you’re hankering for the new iPhone SE, here’s how you can get the 64GB handset for the same price as a 16GB model.

Pensions

Pensioners don’t know if they’ll win or lose under the new State Pension and in other news, we look at how you can protect your pension pot from tax when the Lifetime Allowance cut takes hold, as well as why high earners need to act now before the Annual Allowance is reduced. You could also think about setting up a pension for your child so we list three reasons why this may be suitable for you.

ISAs and savings

With the raft of NS&I rate cuts to hit ISAs and premium bonds, savers may need to look elsewhere for returns. We list six last minute ISA stock picks, three high yielding shares to consider for your portfolio and ISA fund ideas for your life stages. It’s just a matter of days until the new Innovative Finance ISA is set to launch but major providers are still unauthorised to offer the products.

The market

The fund exodus continues as Brexit, terrorism and slow growth turns investors off and we list the FTSE winners and losers from the volatile start to the year. But it’s not all doom and gloom as we feature five companies paying sustainable dividends.