The first number randomly selected was 244DT242763 and belongs to a man in Hertfordshire.

The winning bond was bought in April 2015 and the owner currently has £40,000 invested.

A woman from Cheshire East has also won the life-changing £1m. She holds the maximum £50,000 in bonds and the winning number 278CW859665 was bought in August 2016.

In the January 2020 draw, a total of 3,471,112 prizes worth £99,215,975 will be paid out. There were 85,042,266,956 eligible bonds for the draw.

Unclaimed prizes

According to NS&I, there are more than 1.7 million unclaimed Bonds worth £64m.

Premium Bonds may go unclaimed for reasons including if NS&I doesn’t hold your current address details or if you had bonds bought as a child but have since forgotten about them.

Customers can make sure their details are up-to-date and choose to have any future prizes paid directly into their bank account, by registering to manage their Premium Bonds online at nsandi.com/register.

Gift Premium Bonds

Under recent rule changes, anyone aged 16 or over can buy Premium Bonds on behalf of children under the age of 16 meaning that aunts, uncles and family friends, as well as parents and grandparents, can now give children the gift of Premium Bonds.

Premium Bonds can be bought as gifts online at nsandi.com/gift or by post. The buyer will need to nominate one of the child’s parents or guardians to look after the Bonds until the child turns 16.