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Personal Finance Awards 2025

Our Heritage

Recognising Consumer-Focused Excellence for Nearly 30 Years
The YourMoney.com Awards have a proud legacy as the UK’s longest-standing consumer finance awards. Since the early 1990s, YourMoney.com has guided consumers through the financial maze — and our awards have become a trusted symbol of quality, clarity, and value.

We recognise providers who not only offer great products, but who go the extra mile on service, transparency and customer experience. That’s why the YourMoney.com Awards are trusted by both consumers and the industry alike.

Personal Finance Awards 2025 categories

Banking

NEW: Best Digital-Only Bank Account 2025

New for this year!

NEW: Best Current Account – Packaged Bank Account 2025

New for this year!

Best Current Account – Youth 2025

Best Current Account – Student 2024

Best Current Account – Reward 2025

Best Current Account – Switching 2025

Best Current Account – Everyday 2025

Borrowing

Best Credit Card Provider 2025

Best Personal Loan Provider 2025

Insurance

Best Healthcare Provider 2025

Best Home Insurance Provider 2025

Best Breakdown Cover Provider 2025

Best Car Insurance Provider 2025

Best Pet Insurance Provider 2025

Best Travel Insurance Provider 2025

Best Over 50s Life Cover Provider 2025

Best Life Insurance Provider 2025

Savings

Best Junior Cash ISA Provider 2025

Best Cash ISA Provider 2025

Best Savings Account – Fixed Term 2025

Best Savings Account – Everyday 2025

(Easy Access)

Our methodology

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Awards Built on Real Consumer Experience


Unlike schemes based on submissions or sponsorships, the YourMoney.com Awards are judged using genuine customer feedback.

Stage one: Shortlisting

Entries are initially shortlisted based on price, product structure, and overall value. The top five entries in each category will move on to the next stage.

Stage two: Consumer panel assessment

We partner with a 3rd party Market research agency to survey real UK consumers on their experience with banks, insurers, investment platforms, and more. Participants are asked to score companies on areas like service quality, user experience, buying process, ease of use, transparency, and satisfaction. No entry fees. No pay-to-play. Just independent recognition based on real-world experience.

Why It Matters — For Consumers

Helping You Choose Better Financial Products


In a crowded market, the YourMoney.com Awards act as a simple but powerful shortcut to trust.

  • Confidence: Award-winning providers have been tested and rated by real customers.
  • Clarity: You know the service goes beyond just a good headline rate.
  • Trust: Our research shows consumers are more likely to choose a product or provider with an award badge.

Why It Matters — For Providers

Recognition That Drives Real Results


Winning a Your Money.com Award is more than a trophy — it’s proof of consistent, high-quality customer care.

  • Boost brand visibility and trust
  • Feature award logos in marketing and advertising
  • Motivate internal teams by celebrating outstanding service
  • Understand performance benchmarks (with insights available where applicable via reader survey feedback)

The Impact

We highlight the best — and by doing so, help raise standards across the industry.
The Your Money.com Awards ultimately benefit everyone:


✅Consumers get clarity and confidence


✅ Providers are rewarded for doing things right


✅ The industry is pushed toward better, fairer outcomes

2024 Winners

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