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As a child, I was taught never to go near electricity pylons but nothing about money management, writes Joanna Faith.
It's that time of year again to get your financial affairs in order.
Increasing numbers of people are struggling to cope with the burden of debt, regardless of their pay packet and social standing.
Cash-strapped Brits are borrowing more against designer diamonds with the average amount lent against designer diamond jewellery rising by 148% over the last year.
The battle between banks and supermarkets is heating up as they compete to win customers by offering the best deals on financial products.
One in four credit card holders have no idea what a credit rating is and how it affects them, despite using plastic to cover the cost of purchases.
Consumers could soon be seeing more banks on the High Street thanks to plans which will make it easier for new players to enter the market.
One in ten British adults still rely on the 'Bank of Mum and Dad' long after they have moved out of their parents' homes, research reveals.
More than 20,000 struggling consumers called a charity debt helpline for advice with payday loans in 2012, it has been revealed.
Brits blow a whopping £6.2bn on things they don't need or rarely use such as fitness equipment and doughnut makers.
A fifth of Britons pay household bills with credit every month as the nation struggles to tackle monthly finances, according to a recent survey.
If you're counting down the minutes until payday after an expensive December, take some comfort in the fact that you're not alone.
Many people will consider balance transfers following an expensive Christmas. But is transferring debt from one card to another the best solution?
Use our easy-to-use mortgage calculators to find out how much you could borrow and calculate your monthly repayments.
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