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Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

Borrowers urged to lock in deals as mortgage rates continue to fall

Mortgage borrowers are being urged to lock into a new deal now as rates continue...

House price growth in tourist hotspots pricing out young and low paid

Growing demand to live in tourist hotspots has pushed up prices to the point tha...

Fastest summer housing market in five years ‒ Zoopla

The end of the biggest benefits of the stamp duty holiday did little to quell th...

Homebuyers pay £40,000 premium for sustainable properties

Homes with higher energy ratings are worth up to an average of £40,000 more tha...

Over 80% of borrowers searching for fixed rate mortgages

Eight in ten people looking for a mortgage in August were seeking out a fixed ra...

Treasury raises £12.3bn in stamp duty despite tax holiday

The Treasury has pulled in £12.3bn in stamp duty since the beginning of the tax...

Buy To Let

Taxman targets holiday let owners in crackdown after summer boom

HM Revenue and Customs is set to focus on owners of holiday lets in order to cra...

House prices continue to rise as Wales and Scotland lead the charge

House prices grew at their fastest monthly pace since February 2007 following a ...

September house price growth still in double digits

Annual house price growth in September was pegged at 10%, the fifth consecutive ...

Landlord mortgage availability bounces back

The number of buy-to-let mortgages on offer fell sharply during the first wave o...

Average mortgage rate to fall to 1.6 per cent by next year

Average mortgage rates are set to keep falling fuelling the house price boom fur...

Mortgage lending hits highest level since 2007

The amount lent in mortgages hit its highest level since 2007 in the second quar...

Remortgage

Mortgage borrowers could overpay by £2,500 by not shopping around

Mortgage borrowers could be paying £2,500 more than they need to if they fail t...

First mortgage overpayment app launches

Sprive is the first ‘smart money’ app dedicated solely to enabling mortgage ...

Grandparents gifted more than £400m during stamp duty holiday

Grandparents have gifted more than £437.3m to younger family members during the...

August sees boost in the number of homes sold

The Stamp Duty holiday, super-low mortgage rates and the shift to working from h...

Asking prices escalate as more homes come to market

The average asking price of a newly marketed property has risen by 0.3 per cent ...

Countryside Properties scraps doubling of ground rent

Countryside Properties will remove terms from leasehold contracts which mean gro...

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