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Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

Property complaints: the Ombudsmen and organisations that can help you

There will inevitably be times when buying or selling a property goes wrong.

Borrowers turn away from ‘marathon’ mortgages

There has been a dramatic drop off in the number of mortgage borrowers signing u...

Low deposit mortgage sales fell by a third last year

There were 35% fewer mortgage sales within the 90-95% loan to value (LTV) tier f...

Gap between two and five-year mortgage rates lowest since 2013

The gap between the average rate for a two and five-year fixed mortgage was 0.27...

First-time buyers need extra £10k for deposit after Covid

The typical deposit needed by buyers for a first home increased by more than £1...

Nationwide returns to low deposit lending on longer mortgage term

Nationwide Building Society has returned its maximum term length to 40 years for...

Buy To Let

Stamp duty holiday to be extended for three months

The stamp duty holiday will be extended for three months until the end of June a...

Eviction ban extended until 31 March

The ban on bailiff-enforced evictions in England is to be extended until the end...

Leasehold campaigner slams cladding fund

Housing secretary Robert Jenrick is expected to announce a £5bn bailout fund to...

House prices dip in January

The average home was worth £251,968 at the start of 2021, marking a 0.3% fall f...

Renters ‘face supply crisis’

Landlords are calling for the chancellor to scrap the stamp duty surcharge for s...

Foxtons clients’ data being ‘sold on dark web’

The personal details of customers of the estate agency giant Foxtons are being s...

Remortgage

Repossession ban extended to April

The Financial Conduct Authority (FCA) has updated its guidance to extend the ban...

Mortgage repayment defaults set to rise in 2021

High street banks are expecting more mortgage payment defaults at the start of t...

Home repossessions to leap more than ten-fold by 2022

UK mortgage arrears and repossessions will surge after the debt payment moratori...

Borrowers shouldn’t have to wait 39 weeks for mortgage help

Lenders are calling on the government to reduce the time struggling borrowers mu...

Revealed: The winners of the Your Mortgage Awards 2020/21

Find out which mortgage lenders offer the best products and services in a highly...

Homeowners stand to save £2,000 by remortgaging

British homeowners could save more than £2,000 on average this year by remortga...

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