You are here: Home - Mortgages

Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

Why would a Decision in Principle not lead to a Mortgage in Principle?

Lenders will typically offer borrowers an indication of what they may be able to...

The good, the bad, and the ugly: What your home survey really reveals

Buying a property is a big expense, and for many it will be the largest single t...

BLOG: 100% mortgages – the job is not done

There has been a lot of noise surrounding Skipton's move to reintroduce 100% mor...

Borrowers looking to bag 10-year mortgages will be ‘disappointed’ as numbers fall

The number of 10-year fixed rate mortgages has fallen to 159 deals across the se...

No house price crash imminent as market remains ‘robust and resilient’

The house price crash that has been predicted in some sections of the media is u...

‘Bank of Mum and Dad’ influence goes well beyond the property ladder

Those with parents who have a higher income enjoy far more benefits than merely ...

Buy To Let

Almost a fifth of people hit by rent or mortgage payment rises in last six months

Nearly a fifth of UK adults have seen either their rent or mortgage payments ris...

Property equity value falls by £8bn for homeowners

The potential value of equity available to homeowners fell to £616bn in the fir...

Stubborn inflation could push Bank of England base rate to 5%

Some experts are predicting that we could soon see a base rate of 5% – the hig...

Complaints over two-year fixed rate mortgages on the rise

Customer complaints to brokers about recommendations for two-year fixed rates ov...

BLOG: Debunking seven common property investment myths

Land Registry records show that since 2013, the value of a typical British home ...

Annual house price growth slows but market ‘resilient’

Government figures show that average UK house prices have risen 5.5% since this ...

Remortgage

Borrowers beware: UK’s biggest mortgage lender ups rates over inflation fears

Nationwide has increased rates across select new business and existing borrower ...

Mortgage holders who fixed six months ago could save £234 a month by switching now

Homeowners who took out fixed rate mortgages six months ago could save up to £2...

Mortgage arrears and home repossessions rise as interest rates rocket

Homeowner and buy-to-let mortgage arrears have increased in the first quarter of...

Borrowers breathe a sigh of relief as fixed mortgage rates fall and choice hits 15-month high

Average mortgage rates fell in May as product choice reached a 15-month high, in...

Base rate rises to end but ‘more mortgage pain to come’

The Resolution Foundation has warned that even though the Bank of England is nea...

Another base rate hike adds £30 a month to 1.4 million mortgage bills

The Bank of England has raised the base rate for the twelfth consecutive time to...

You may also Like

More from Your Money

Everything you wanted to know about ISAs…but were afraid to ask

The new tax year is less than a fortnight away and for ISA savers or investors, it’s hugely important. If yo...

Your right to a refund if travel is affected by train strikes

There have been a wave of train strikes in the past six months, and for anyone travelling today Friday 3 Febru...

Could you save money with a social broadband tariff?

Two-thirds of low-income households are unaware they could be saving on broadband, according to Uswitch.

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

DIY investors: 10 common mistakes to avoid

For those without the help and experience of an adviser, here are 10 common DIY investor mistakes to avoid.

Mortgage down-valuations: Tips to avoid pulling out of a house sale

Down-valuations are on the rise. So, what does it mean for home buyers, and what can you do?

Five tips for surviving a bear market mauling

The S&P 500 has slipped into bear market territory and for UK investors, the FTSE 250 is also on the edge. Her...

Money Tips of the Week