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Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

Stamp duty break boosts August house sales by 16%

House sales increased by 15.6% to 81,280 in August, figures from HMRC show.

Half of first-time buyers delay home purchase for a year

First-time buyers (FTBs) have been hit hard by the coronavirus pandemic with alm...

June house prices rose 3.4% as ‘flood of buyers’ returned

UK house prices increased by 3.4% in the 12 months to June, compared to an annua...

House price falls of 14% forecast for 2021

House prices are forecast to fall by 14% next year according to the Centre for E...

Two-year fixed rates see steepest rise in a decade

Two-year fixed-rates have seen the steepest monthly rise in more than a decade w...

Mortgage agreements fall to lowest level in a decade

The value of new mortgage commitments dropped to £34.4bn in Q2 2020, a 50% drop...

Buy To Let

Stamp duty cut sees first-time buyers jump on buy to let bandwagon

There is growing demand among first-time buyers wanting to step into the buy-to-...

Labour calls on the government to extend eviction ban

The eviction ban set to end on Sunday 20 September should be extended to avoid a...

Support after mortgage deferral ends should be reported on credit files

A customer’s credit status should resume from the point it was ‘frozen’ ...

Tenant eviction notice period extended six months

The notice period to evict tenants from their homes has been extended until Marc...

Homes selling within a week at 10-year high

The number of homes selling within a week of coming to market has reached its hi...

Eviction ban and notice periods extended

The government has extended the ban on landlords evicting tenants in England by ...

Remortgage

Brits stopped paying mortgages despite no Covid hit to finances

Mortgage holidays offered by lenders in response to the Covid-19 pandemic were u...

Difference between two and five-year mortgage fix at decade low

The difference between the average two and five-year mortgage deal stands at jus...

Estate agents’ secrets to selling a home

10 successful strategies to sell your property revealed, from those who know bes...

Lenders to consider further mortgage holidays for struggling borrowers

Borrowers who face financial hardship as their mortgage holiday ends must receiv...

Homemoving falls to lowest level since financial crisis

Homemoving in the first six months of 2020 fell to its lowest level since the af...

A million borrowers lapse onto pricey default rate before remortgaging

Some 1.3 million mortgage holders are collectively spending an extra £175m a mo...

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