You are here: Home - Mortgages

Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

More than a million homes bought in 2021 and 2022

Around 1.2 million properties were bought in England in 2021 and 2022, the highe...

Half of first-time buyers opt for longer 30-year mortgage terms

More than half of borrowers buying their first property and a quarter of those m...

House price growth slips again in January

House prices in the UK fell 0.6% to £258,297 between December and January as va...

Housing market in ‘significant slowdown’ as approvals tumble

The number of mortgages approved by lenders dropped to its lowest level since Ma...

Property demand drops as buyers wait for house prices to fall

Buyers are waiting to see if house prices and mortgage rates fall as the propert...

Help to Buy housebuilder completion deadline extended six weeks

The government has moved the housebuilder completions deadline for Help to Buy b...

Buy To Let

Central London landlords see strongest demand from tenants

Landlords with properties in Central London have the strongest tenant demand in ...

Southend, Luton and Bristol offer ‘best long-term returns’ for property investors

Properties in Southend, Luton and Bristol offer the best return for long-term in...

Warning about ‘toxic mould’ scammers

Cold-callers are targeting deprived areas with fake toxic mould surveys and bogu...

Airbnb urges lenders to allow mortgage borrowers to home share

Airbnb is calling on all banks and building societies to update their mortgage p...

Renters ‘failed’ as tenant numbers increase

Census data from 2021 shows the proportion of households who own the home they l...

Majority of renters look for energy efficient properties

More than half of renters would avoid an energy inefficient property, according ...

Remortgage

Base rate rises to 4%, heaping £50 extra to monthly mortgage bills

The Bank of England has raised the base rate for the tenth consecutive time as i...

Mortgage price war sees fixed rates ‘plummet’

The average rates for two- and five-year fixed mortgage deals are up to 1.35% lo...

IFAs increasingly worried about clients struggling to pay mortgages

Two thirds of independent financial advisers (IFAs) are concerned about their cl...

Green mortgages branded a ‘gimmick’ as rates are HIGHER than standard deals

Brokers and banking experts have slammed green mortgages as unrewarding, with in...

Monthly mortgage payments could FALL by a quarter this year

Falling house prices and lower mortgage rates could lead to monthly mortgage pay...

Nine in 10 homes saw price gains last year

The total value of Britain’s housing stock smashed through £10trn last year w...

You may also Like

More from Your Money

Your right to a refund if travel is affected by train strikes

There have been a wave of train strikes in the past six months, and for anyone travelling today Friday 3 Febru...

Could you save money with a social broadband tariff?

Two-thirds of low-income households are unaware they could be saving on broadband, according to Uswitch.

How to help others and donate to food banks this winter

This winter is expected to be the most challenging yet for the food bank network as soaring costs push more pe...

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

DIY investors: 10 common mistakes to avoid

For those without the help and experience of an adviser, here are 10 common DIY investor mistakes to avoid.

Mortgage down-valuations: Tips to avoid pulling out of a house sale

Down-valuations are on the rise. So, what does it mean for home buyers, and what can you do?

Five tips for surviving a bear market mauling

The S&P 500 has slipped into bear market territory and for UK investors, the FTSE 250 is also on the edge. Her...

Money Tips of the Week