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Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

TSB launches five-year fixed mortgage with no early exit fee

TSB has launched a five-year fixed mortgage which allows borrowers to exit befor...

House prices fall for first time since 2012

Annual house price growth ground to a halt in June ending an eight-year upward m...

Mortgage rates fall to new low

Two-year average mortgage rates have fallen to new lows, as choice at higher loa...

Welsh housing market reopens as Scotland plans for next week

The Welsh government has permitted a partial opening of the housing market in Wa...

Nationwide cuts low deposit lending to mitigate negative equity risk

Nationwide has withdrawn its direct-only high loan to value (LTV) lending in the...

TSB requests job confirmation for furloughed mortgage borrowers

Furloughed workers hoping to take a mortgage with TSB will need to supply a lett...

Buy To Let

Evictions to resume next month

Courts will begin to hear landlord possessions again from 24 August, a governmen...

Rent increases hit lowest ever levels

The number of agents reporting rent increases dropped to 14% in May, the lowest ...

Nearly two million mortgages on payment holiday

Around 1.9 million mortgages have been put on payment deferrals in the three mon...

Mortgage lenders slow to pass rate cuts on

The Bank of England (BoE) has noted that mortgage lenders were not as quick to p...

Nationwide offers second mortgage payment breaks

Nationwide Building Society has rolled out second mortgage payment breaks for ho...

Mortgage payment holidays will be reviewed if lockdown extended

Mortgage payment holidays and other forbearance measures for borrowers will agai...

Remortgage

More than 50,000 interest-only mortgages mature this year

There are 54,000 interest-only mortgages set to mature in 2020 with more than a ...

Grenfell tragedy three years on: 2,000 buildings still fire risk

Three years after the Grenfell Tower tragedy, 2,000 residential buildings still ...

Lloyds fined £64m over mortgage arrears handling failures

Lloyds Banking Group has been fined £64m on top of around £300m in redress it ...

One in six borrowers freeze mortgage payments

More than 1.8 million mortgage payment holidays have been given to homeowners su...

Mortgage payment holiday extended by three months

Borrowers suffering financially as a result of coronavirus will be able to exten...

YBS accepting mortgage applications up to 90% LTV

Yorkshire Building Society has updated its mortgage lending policies following t...

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