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Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

Mini Budget 2022: No stamp duty on homes worth up to £250,000

The government has doubled the threshold at which people start to pay stamp duty...

BLOG: Improving your credit score as a first-time buyer

What a tough time to be a first-time buyer. The cost-of-living crisis and high i...

Stamp duty receipts jump £8.9bn and IHT up to £2.9bn

Stamp duty paid to the government over the summer jumped by £2bn compared to th...

House prices predicted to drop 4.5% next year

The average property will see its price drop by around 4.5% next year, a leading...

Is it too late to apply for the Help to Buy Equity Loan?

The deadline for Help to Buy may be weeks away, but the house buying process isn...

UK house prices leap to £292,000 in July as price growth doubles

The average price of a house in the UK reached £292,118 in July, representing a...

Buy To Let

ASA bans ‘misleading’ shared ownership ad

The Advertising Standards Authority (ASA) investigated allegations about ‘misl...

Government poised to cut stamp duty in mini Budget

Chancellor Kwasi Kwarteng will announce plans to cut stamp duty in the mini Budg...

Landlords step in to help tenants with rising cost of living

The majority of residential landlords said they have had to step up and support ...

Average mortgage size shrinks in July as lenders question affordability

Average mortgage size falls in July as borrowers become nervous about rising liv...

Terrified tenants face ‘winter of destitution’ as rents and bills rise

Renters are "terrified, knowing they face a winter of destitution" a leading cam...

Lloyds Banking Group lent just under one in five mortgages last year

Lloyds Banking Group tops the table as the UK's biggest residential mortgage len...

Remortgage

Bill shock for millions as base rate hiked to 2.25%

The Bank of England has increased the base rate from 1.75% to 2.25%. Here's how ...

Older homeowners see property values jump £10k in 2022

The total value of homes owned by people aged 65 and over has reached £2.95trn ...

Defaults set to rise as higher living costs pressure household finances

There could be an increase in defaults over the coming months as rising interest...

Remortgage searches hit record high as product choice dips

Broker searches for remortgages hit a new record last month as product availabil...

Down valuations result in £8k house price shortfall

Down valuations across the UK property market are forcing buyers and sellers to ...

One in four homeowners worried they can’t afford mortgage payments

One in four homeowners say they are worried they won't be able to afford their m...

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