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Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

House prices outstrip earnings by record high – IMLA

The house price to earnings ratio measuring property affordability has reached a...

Property sales set to reach highest level in 14 years

This year is expected to record the highest level of housing sales since 2007 wi...

Six in 10 don’t know when to negotiate on price during a property purchase

Love it or loathe it, understanding how to negotiate can be a valuable skill to ...

Average house price up £25,000 in a year

The average house price in the UK grew by 10.6 per cent in August, up from 8.5 p...

Sellers overpricing by up to 13 per cent corrected by market

Property sellers are overpricing by an average of 13 per cent when listing on po...

Asking prices leap 1.8 per cent despite end of stamp duty incentives

The average asking price in October went up by 1.8 per cent to £344,445, with a...

Buy To Let

House prices show largest annual increase since 2016

Average house prices at the start of the year have increased by 7.6% year-on-yea...

Council tax clampdown on second homes

Owners of second homes who abuse a tax loophole by claiming their often-empty pr...

Will it get easier for shared owners to sublet their homes?

The government says it is taking steps to make it easier for shared owners affec...

Is it about to get easier to buy your freehold?

The government says leaseholders in England and Wales could find it easier and c...

Mortgage rates rise across the board but remain low annually

Average fixed and tracker mortgage rates have risen since the Bank of England in...

Government tells developers to fix cladding crisis

Michael Gove has told housebuilders they must pay to remove dangerous cladding f...

Remortgage

What an interest rate rise could mean for your mortgage

A increase to the Bank Rate will mean many borrowers pay more each month, but yo...

Borrowers urged to lock in deals as mortgage rates continue to fall

Mortgage borrowers are being urged to lock into a new deal now as rates continue...

Mortgage borrowers could overpay by £2,500 by not shopping around

Mortgage borrowers could be paying £2,500 more than they need to if they fail t...

First mortgage overpayment app launches

Sprive is the first ‘smart money’ app dedicated solely to enabling mortgage ...

Grandparents gifted more than £400m during stamp duty holiday

Grandparents have gifted more than £437.3m to younger family members during the...

Fastest summer housing market in five years ‒ Zoopla

The end of the biggest benefits of the stamp duty holiday did little to quell th...

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