You are here: Home - Mortgages

Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

Third of mortgage applicants denied deal: tips to improve your financial appeal

Lenders decline a third of mortgage applications as customers don’t meet the f...

‘Steady as she goes’ for housing market with price growth unchanged

House price growth in the year to June was 0.9 per cent according to the latest ...

10-year fixed mortgages hit record numbers

The number of 10-year fixed mortgage products on the market has reached a record...

Average first-time buyer age ‘remains unchanged for a generation’

The age the average Brit buys their first home has remained unchanged for three ...

‘Crunch time’ for property market as prices drop in July

Average house prices fell by 0.2 per cent in July according to the latest house ...

Empty nests a thing of the past

Getting the kids to move out of the family home is harder than ever before, acco...

Buy To Let

Landlords say lending criteria obstacle to benefit claimant rentals – RLA survey

Some 36 per cent of landlords have said the conditions imposed by lenders on the...

How to save £6,000 in mortgage interest payments

The average mortgage holder could save nearly £6,000 and reduce their mortgage ...

Digital broker Habito to start offering mortgages

Online mortgage broker Habito has launched its first ever mortgage products with...

Hundreds of thousands of renters living in unsafe properties

Hundreds of thousands of tenants are living in hazardous homes in England becaus...

Buy-to-let mortgage choice at 12-year high

The number of buy-to-let (BTL) products available has hit its highest level sinc...

TSB cuts three & five-year mortgage rates

TSB Bank has cut rates across its three and five-year mortgages for purchases an...

Remortgage

Mortgage lending slips as market uncertainty continues

Mortgage lending in June was down on both May’s total and the figure from June...

Remortgaging volumes surge as purchases hold steady

The number of remortgages completed in May grew sharply compared to the same mon...

RBS offers to buy Tesco Bank’s mortgage book

Royal Bank of Scotland (RBS) has reportedly tabled a bid for Tesco Bank’s mort...

High loan-to-value mortgage lending reaching pre-crisis highs

The Bank of England has highlighted that mortgage lending at higher loan to valu...

Home-movers drive mortgage market after a drop in remortgaging

First-time buyers and home mover mortgage lending rose in April, but there was a...

House prices rise 0.5% in May

House prices rose in May - with the average price edging up to £237,837, accord...

You may also Like

More from Your Money

ISAs: your back-to-basics guide for 2018/19

Here’s everything you need to know to make the most of your unused ISA allowance ahead of the 5 April deadli...

A guide to Sharia savings accounts

A number of Sharia savings products have upped their game in recent months, beating more familiar competitors ...

Five ways to get on the property ladder without the Bank of Mum and Dad

A report suggests the Bank of Mum and Dad is running low on funds. Fortunately, there are other options for st...

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Money Tips of the Week