You are here: Home - Mortgages
Mortgages
Introduction
Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.
First Time Buyer
Help to Buy ISA flaw delays 45,000 first-time buyers
One in four first-time buyers claim the government’s Help to Buy ISA is mislea...
Mortgage rates for buyers with small deposits hit record low
The average rates for a 95% loan to value (LTV) mortgage are the lowest on recor...
House sales up 1.3% in August
The total number of residential property transactions between July and August in...
No homes for sale in London for less than £100,000
If you have a modest budget for purchasing a property, you can forget buying in ...
The towns where house prices are most at risk from a ‘no deal’ Brexit
Areas where property prices are polarised between low-cost flats and high-value ...
London drags UK house price growth to five-year low
Average house prices in the UK increased by 3.1% in the year to July– the lowe...Buy To Let
Borrowers could save £25,000 over 10 years by fixing their mortgage rate
Borrowers on their lender’s Standard Variable Rate (SVR) could save tens of th...
House prices rise as sales stabilise in London
House prices continued to rise in August despite dips in parts of the country, a...
The best and worst mortgage lenders revealed
Principality Building Society has been ranked the best mortgage lender, with Fir...
Annual property MOT needed for rented homes
An annual property MOT is one of a series of strategies proposed to solve signif...
House prices rose 3.7% in the year to August
The housing market picked up slightly last month, but Brexit worries still loom ...
Greater protections announced for tenants against ‘excessive’ costs
Landlords and letting agents will only be able to recover “reasonable incurred...Remortgage
Five top tips if you’re trying to sell your home
From cleaning your carpets to painting your kitchen cupboards, here's how to mak...
The best and worst value places to buy abroad
Research living costs as well as property prices before dreaming of a place in t...
The home improvements that will decrease your property’s value
It’s easy to get carried away when thinking about renovating your home, but it...
Home moving costs top £12k for the first time
From Stamp Duty to estate agency fees, moving home is a hugely expensive busines...
Bank governor: worst-case no-deal Brexit could cause house price crash
Bank of England governor Mark Carney has spelled out the potential worst-case sc...
Borrowers pay £2,500 extra a year for sitting on SVRs
Homeowners who lapse onto their lender’s Standard Variable Rate (SVR) are bein...You may also Like
Buy to let: The natural successor to annuities?
Pension freedoms could lead to a buy-to-let boom, according to some commentators.
How to get your bank statements mortgage-approval ready
Make sure your documentation is fit for lender scrutiny
A quick guide to guarantor loans
Considering a guarantor loan or becoming a guarantor yourself? Read our essential guide.More from Your Money
How to make money on your closet clear-out
These are the basics.
Can clothing ever be considered an investment?
We ask whether there’s any such thing as an ‘investment piece’.
Household electricity hacks
Save on energy wherever you can by using these simple household hacks.Most Read
September 4, 2018
Thousands of card customers charged twice: check your statement now
September 11, 2018
Hargreaves Lansdown launches cash savings hub: how good is it?
September 4, 2018
Top manager Terry Smith unveils new investment trust
September 12, 2018
TV licensing customers’ data potentially compromised
September 17, 2018
Why now is a good time to buy an annuity
August 29, 2018
Banks pull top paying savings accounts after just 3 days
September 18, 2018
Short-term lender offers 0% interest loans to members
Most Commented
Sep 26, 2018
Help to Buy ISA flaw delays 45,000 first-time buyers
Sep 25, 2018
Five top tips if you’re trying to sell your home
Sep 21, 2018
House sales up 1.3% in August
Sep 21, 2018
No homes for sale in London for less than £100,000
Sep 20, 2018
The best and worst value places to buy abroad
Are you a first-time buyer looking for a mortgage?
Look no further, get the help you need by searching for your perfect mortgage
Five ways to get on the property ladder without the Bank of Mum and Dad
A report suggests the Bank of Mum and Dad is running low on funds. Fortunately, there are other options for st...
The essential Your Money guide to the April 2018 tax changes
As we head into the 2018/19 tax year, a number of key changes take place to existing policies while some new i...
A guide to switching energy provider
All you need to know about switching from one energy supplier to another.
What will happen if rates change
How your finances will be impacted by a rise in interest rates.
Regular Savings Calculator
Small regular contributions can build up nicely over time.
Online Savings Calculator
Work out how your online savings can build over time.
Having a baby and your finances: seven top tips
We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...
Protecting family wealth: 10 tips for cutting inheritance tax
Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...
Travel insurance: Five tips to ensure a successful claim
Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...
YourMoney.com Awards 2018
Now in their 21st year, our awards recognise the companies offering the best products and services to consumers
Money Tips of the Week
Five things to check when buying travel insurance
NS&I controversially cuts cash ISA rate: what are your options?
New children’s savings account pays 3.5%: how does it stack up?
Check your bill: millions charged for mobiles they already own
The insurance scam costing young drivers £912 each: how to protect yourself
© AE3 Media Ltd, Floor 7, Lincoln House, 296 - 300 High Holborn, London WC1V 7JH, Company.