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Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

Mortgage rates for buyers with small deposits hit record low

The average rates for a 95% loan to value (LTV) mortgage are the lowest on recor...

House sales up 1.3% in August

The total number of residential property transactions between July and August in...

No homes for sale in London for less than £100,000

If you have a modest budget for purchasing a property, you can forget buying in ...

The towns where house prices are most at risk from a ‘no deal’ Brexit

Areas where property prices are polarised between low-cost flats and high-value ...

London drags UK house price growth to five-year low

Average house prices in the UK increased by 3.1% in the year to July– the lowe...

Asking prices inch up in September

The asking price of property coming to market has risen by a national average of...

Buy To Let

Borrowers could save £25,000 over 10 years by fixing their mortgage rate

Borrowers on their lender’s Standard Variable Rate (SVR) could save tens of th...

House prices rise as sales stabilise in London

House prices continued to rise in August despite dips in parts of the country, a...

The best and worst mortgage lenders revealed

Principality Building Society has been ranked the best mortgage lender, with Fir...

Annual property MOT needed for rented homes

An annual property MOT is one of a series of strategies proposed to solve signif...

House prices rose 3.7% in the year to August

The housing market picked up slightly last month, but Brexit worries still loom ...

Greater protections announced for tenants against ‘excessive’ costs

Landlords and letting agents will only be able to recover “reasonable incurred...

Remortgage

Five top tips if you’re trying to sell your home

From cleaning your carpets to painting your kitchen cupboards, here's how to mak...

The best and worst value places to buy abroad

Research living costs as well as property prices before dreaming of a place in t...

The home improvements that will decrease your property’s value 

It’s easy to get carried away when thinking about renovating your home, but it...

Home moving costs top £12k for the first time

From Stamp Duty to estate agency fees, moving home is a hugely expensive busines...

Bank governor: worst-case no-deal Brexit could cause house price crash

Bank of England governor Mark Carney has spelled out the potential worst-case sc...

Borrowers pay £2,500 extra a year for sitting on SVRs

Homeowners who lapse onto their lender’s Standard Variable Rate (SVR) are bein...

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