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Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

Only half of sales agreed in January will make stamp duty deadline

There will be a spike in housing demand in January as buyers attempt to meet the...

Stamp duty holiday pushes transactions to four-year high

Residential transactions in the UK rose 8.1% year-on-year to 105,630 in October,...

Blow to self-employed as NatWest stops lending to government grant recipients

NatWest has pulled the plug on mortgages offered to those who receive the Self-E...

Stamp duty receipts jump by more than a quarter

Home movers flooding back to the market this summer have driven stamp duty recei...

House prices rise 4.7% in September

House prices rose 4.7% in the year to September, pushing up the UK average to a ...

Mortgage fees at eight-year high as cashback incentives shrink

Average mortgage rates have risen over recent months while the fees charged have...

Buy To Let

Broken benefits system ‘leaves renters footing the bill for coronavirus’

Tenants are losing £53m a month because the benefits system is failing to cover...

Landlords and property investors reminded to fill out tax return

Any landlords or investors who made a profit after selling a second home in the ...

Tenants can accrue 18 months’ arrears with no eviction

Tenants will be allowed to build up 18 months’ missed rental payments without ...

Government plan ‘rewards rent dodgers’

New regulations mean tenants can build almost 18 months of rent arrears without ...

Pause on bailiff action to protect renters slammed as ‘weak’

The government announced renters will be protected during national restrictions ...

What help are guarantors entitled to during coronavirus?

People with guarantor loans can apply for payment holidays, but it’s a much tr...

Remortgage

Retirement interest-only mortgage choice triples in a year

There are currently 21 providers for retirement interest-only (RIO) mortgages, n...

Half a million flat owners to benefit from EWS1 cladding rule change

Owners of flats in buildings without cladding won’t need an EWS1 form, allowin...

Reversing changes to Support for Mortgage Interest ‘won’t help homeowners’

Homeowners impacted by the coronavirus pandemic would not benefit from any extra...

Cap on Standard Variable Rates to help mortgage prisoners rejected

HM Treasury has rejected the possibility of capping Standard Variable Rates (SVR...

Struggling mortgage borrowers allowed maximum six month payment holiday

Borrowers will be limited to a total six months of payment holidays under the re...

Choose your mortgage lender carefully to double your buying power

Picking a lender that will offer you a larger mortgage could make a huge differe...

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