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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

How and where to get help with debt

Around 15% of UK borrowers are struggling with debts they cannot afford to repay...

YourMoney guide to balance transfer credit cards

Transferring your debt from one or more credit cards to a new card can save you ...

How to get out of debt in 2020

Clearing debt is never easy, but these methods may give you just the boost you n...

Borrowing money from a loved one: what you should and shouldn’t do

It can be difficult to ask family or friends for a loan but there are ways to ma...

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

Understanding

Four steps to take now if you’ve been rejected for the John Lewis Partnership Card

Customers continue to vent their anger and disappointment after being rejected f...

Why you shouldn’t buy travel money in the UK with your credit card

If you’re heading abroad this summer, you'll be thinking about the best way to...

Holiday on the horizon? The best ways to save on foreign spends

Even as thousands of flights are cancelled, Brits deprived of holidays for the p...

What is a homeowner loan and what is it used for?

Homeowner loans – or second charge mortgages – have boomed in the last few y...

Five tips for borrowing responsibly during the cost-of-living crisis

With soaring inflation and bills, many people will look to affordable credit to ...

Cancelled holiday or event: The credit card refund mistake you must avoid

With millions of holidays, events and activities cancelled because of coronaviru...

News

One in 10 over-55s have mortgage debt prior to retirement

Around 11% of over-55s have mortgage debt before going into their final decade o...

‘Manipulative’ debt advice referral fees banned

The city watchdog will ban certain debt advice referral fees which saw strugglin...

Borrowing on credit hits £1.6bn while mortgage debt drops to record low

Households borrowed an extra £1.6bn on credit in April, which is unchanged from...

Nearly 70% of Brits weighed down by debt as interest rates ‘set to rise further’

More than five million adults in the UK say they "haven't got a clue" how much d...

Borrowers due £47m redress as firms come under fire over poor support

Nearly 200,000 borrowers in financial difficulty will receive a share of £47m i...

Klarna shoppers can opt out of using credit to avoid spending temptation

The buy now, pay later firm claims to have launched the UK’s first ‘opt-out...

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