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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

How and where to get help with debt

Around 15% of UK borrowers are struggling with debts they cannot afford to repay...

YourMoney guide to balance transfer credit cards

Transferring your debt from one or more credit cards to a new card can save you ...

How to get out of debt in 2020

Clearing debt is never easy, but these methods may give you just the boost you n...

Borrowing money from a loved one: what you should and shouldn’t do

It can be difficult to ask family or friends for a loan but there are ways to ma...

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

Understanding

Four steps to take now if you’ve been rejected for the John Lewis Partnership Card

Customers continue to vent their anger and disappointment after being rejected f...

Why you shouldn’t buy travel money in the UK with your credit card

If you’re heading abroad this summer, you'll be thinking about the best way to...

Holiday on the horizon? The best ways to save on foreign spends

Even as thousands of flights are cancelled, Brits deprived of holidays for the p...

What is a homeowner loan and what is it used for?

Homeowner loans – or second charge mortgages – have boomed in the last few y...

Five tips for borrowing responsibly during the cost-of-living crisis

With soaring inflation and bills, many people will look to affordable credit to ...

Cancelled holiday or event: The credit card refund mistake you must avoid

With millions of holidays, events and activities cancelled because of coronaviru...

News

Brits lost £4bn to fraudsters in 2022

Brits were scammed out of £333m every month in 2022, according to Money.co.uk.

Outstanding credit card debt rises by 10% in October

Credit card spending was 15% higher in October, when compared to the previous ye...

Buy now, pay later boom continues across all age groups

More Brits of all ages are using buy now, pay later (BNPL) services to borrow mo...

Cost of living crisis: Brits borrow more and miss bill payments

More than one in five (22%) people are borrowing more than they did this time la...

One in five borrow money to pay for food and essential bills

An estimated 12 million people are now borrowing money to buy food and cover ess...

Buy now, pay later use hits all-time high

A third of adults have now used buy now, pay later (BNPL), with 4.1 million peop...

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