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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

How to get out of debt in 2020

Clearing debt is never easy, but these methods may give you just the boost you n...

Borrowing money from a loved one: what you should and shouldn’t do

It can be difficult to ask family or friends for a loan but there are ways to ma...

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Understanding

The pros and cons of balance transfer cards

While using 0% balance transfer cards can be a smart way of getting yourself out...

Abroad for Christmas? Avoid this expensive mistake

A typical family spending £2,000 on a Christmas and New Year trip overseas coul...

How a PPI windfall could impact benefits, care funding and inheritance tax

There are just days to submit a compensation claim for mis-sold Payment Protecti...

Do blacklists exist? Should I have a joint account? The truth behind 10 credit myths

Credit reports can determine whether or not a lender will give you a mortgage or...

BLOG: Why you should switch to an interest-free credit card now

January has always been a bumper month for balance transfer credit cards. Totall...

PPI rule tweak opens door for thousands more compensation claims

Thousands of people who’ve had a PPI complaint rejected or thought they weren...

News

Over a million people rely on personal loans to pay off existing debt

More than a million people in Britain have taken out a loan to pay off an existi...

Banks asked to explain overdraft rate hikes

The financial regulator has asked major banks to provide details of how they set...

High interest lender Amigo Loans up for sale

Guarantor lender Amigo has put itself up for sale and launched a strategic revie...

70% of overdraft customers will be better off or no worse under new rules, says FCA

Seven out of ten people will be better off or no worse off when changes to overd...

Lloyds, Halifax and Bank of Scotland to hike overdraft rates to up to 50%

Lloyds Banking Group customers could be charged up to 50% for using their overdr...

TSB to hike overdraft charges from April

TSB has announced it will introduce a single 39.9% interest rate for overdrafts ...

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