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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

Borrowing money from a loved one: what you should and shouldn’t do

It can be difficult to ask family or friends for a loan but there are ways to ma...

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

How to get out of debt

Clearing debt is never easy, but these methods may give you just the boost you n...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Understanding

Do blacklists exist? Should I have a joint account? The truth behind 10 credit myths

Credit reports can determine whether or not a lender will give you a mortgage or...

BLOG: Why you should switch to an interest-free credit card now

January has always been a bumper month for balance transfer credit cards. Totall...

PPI rule tweak opens door for thousands more compensation claims

Thousands of people who’ve had a PPI complaint rejected or thought they weren...

PPI claim loophole revealed: why you could be owed thousands more

Mis-sold Payment Protection Insurance (PPI) customers could be owed millions mor...

60 second read…Interbank exchange rate vs Mastercard and Visa

If you want to know the difference between the Interbank exchange rate, and the ...

Buy currency ahead of your travels, but not with a credit card

It’s a sensible idea to buy currency in advance of your overseas trip to get t...

News

NHS staff borrow more than £45m in payday loans

Financial wellbeing platform FairQuid claims that 59,037 members of NHS staff bo...

Brits are spending more on credit cards, but owe less

Consumers spent £16.9bn on credit cards in May, up 2.3 per cent in a year, acco...

Off to university? Wave goodbye to your bedroom at home

Students’ bedrooms are set to be repurposed into guest bedrooms, gyms and stud...

Pound hits 31-month low against the US dollar

Sterling has sunk to its lowest level against the dollar in 31 months, and again...

Student loan repayment thresholds to rise in April

The Department for Education has confirmed how much the student loan repayment t...

Fraud squad busts twice as many gangs than last year

An industry-funded fraud squad has dismantled double the number of criminal gang...

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