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Credit Cards & Loans
Introduction
Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.
How to
How and where to get help with debt
Around 15% of UK borrowers are struggling with debts they cannot afford to repay...
YourMoney guide to balance transfer credit cards
Transferring your debt from one or more credit cards to a new card can save you ...
How to get out of debt in 2020
Clearing debt is never easy, but these methods may give you just the boost you n...
Borrowing money from a loved one: what you should and shouldn’t do
It can be difficult to ask family or friends for a loan but there are ways to ma...
Act now to avoid Christmas debt: seven top tips
Christmas is an expensive time of year, but it doesn’t have to leave you in th...
Kids at uni? Top money tips all parents should pass on
Give your children a head start when it comes to money and finances by passing o...Understanding
Four steps to take now if you’ve been rejected for the John Lewis Partnership Card
Customers continue to vent their anger and disappointment after being rejected f...
Why you shouldn’t buy travel money in the UK with your credit card
If you’re heading abroad this summer, you'll be thinking about the best way to...
Holiday on the horizon? The best ways to save on foreign spends
Even as thousands of flights are cancelled, Brits deprived of holidays for the p...
What is a homeowner loan and what is it used for?
Homeowner loans – or second charge mortgages – have boomed in the last few y...
Five tips for borrowing responsibly during the cost-of-living crisis
With soaring inflation and bills, many people will look to affordable credit to ...
Cancelled holiday or event: The credit card refund mistake you must avoid
With millions of holidays, events and activities cancelled because of coronaviru...News
Brits lost £4bn to fraudsters in 2022
Brits were scammed out of £333m every month in 2022, according to Money.co.uk.
Outstanding credit card debt rises by 10% in October
Credit card spending was 15% higher in October, when compared to the previous ye...
Buy now, pay later boom continues across all age groups
More Brits of all ages are using buy now, pay later (BNPL) services to borrow mo...
Cost of living crisis: Brits borrow more and miss bill payments
More than one in five (22%) people are borrowing more than they did this time la...
One in five borrow money to pay for food and essential bills
An estimated 12 million people are now borrowing money to buy food and cover ess...
Buy now, pay later use hits all-time high
A third of adults have now used buy now, pay later (BNPL), with 4.1 million peop...You may also Like
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Your right to a refund if travel is affected by train strikes
There have been a wave of train strikes in the past six months, and for anyone travelling today Friday 3 Febru...
Could you save money with a social broadband tariff?
Two-thirds of low-income households are unaware they could be saving on broadband, according to Uswitch.
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How your finances will be impacted by a rise in interest rates.
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Small regular contributions can build up nicely over time.
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Work out how your online savings can build over time.
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For those without the help and experience of an adviser, here are 10 common DIY investor mistakes to avoid.
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Five tips for surviving a bear market mauling
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