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Credit Cards & Loans
Introduction
Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.
How to
YourMoney guide to balance transfer credit cards
Transferring your debt from one or more credit cards to a new card can save you ...
How to get out of debt in 2020
Clearing debt is never easy, but these methods may give you just the boost you n...
Borrowing money from a loved one: what you should and shouldn’t do
It can be difficult to ask family or friends for a loan but there are ways to ma...
Act now to avoid Christmas debt: seven top tips
Christmas is an expensive time of year, but it doesn’t have to leave you in th...
Kids at uni? Top money tips all parents should pass on
Give your children a head start when it comes to money and finances by passing o...
The best credit cards that reward you for spending
Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...Understanding
What is a homeowner loan and what is it used for?
Homeowner loans – or second charge mortgages – have boomed in the last few y...
Five tips for borrowing responsibly during the cost-of-living crisis
With soaring inflation and bills, many people will look to affordable credit to ...
Cancelled holiday or event: The credit card refund mistake you must avoid
With millions of holidays, events and activities cancelled because of coronaviru...
IVAs during coronavirus: what you need to know
Hundreds of thousands of people are in IVAs - Individual Voluntary Arrangements...
The pros and cons of balance transfer cards
While using 0% balance transfer cards can be a smart way of getting yourself out...
Abroad for Christmas? Avoid this expensive mistake
A typical family spending £2,000 on a Christmas and New Year trip overseas coul...News
Concern grows that going to uni ‘isn’t paying off’
Prospective university students are thinking twice about applying due to the ass...
Amigo to relaunch as RewardRate offering loans from 39.9% APR
Amigo is set to resume lending early next year under a new guise – RewardRate ...
Card providers extend interest-free periods
The average interest-free balance transfer term on credit cards is rising amid t...
Buy now, pay later surge prompts problem debt fears
Retailers predict nearly one in four online purchases will be paid for using buy...
Affordability checks loom for buy now, pay later loans
Customers applying for buy now, pay later loans will need to undergo checks to e...
Lenders told to act now to help struggling borrowers
The city regulator said it has seen some “serious failings” at some firms wh...You may also Like
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Thousands of railway workers will strike across three days this week, grinding much of the transport system to...
How your monthly bills could rise as the base rate reaches 1.25%
The Bank of England has raised the base rate to 1.25% as predicted – the fifth consecutive rise in just six ...
Low-income pensioner? You could gain £3k top-up
Hundreds of thousands of retirees struggling with a low income are missing out on Pension Credit worth £3,300...
What will happen if rates change
How your finances will be impacted by a rise in interest rates.
Regular Savings Calculator
Small regular contributions can build up nicely over time.
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Work out how your online savings can build over time.
DIY investors: 10 common mistakes to avoid
For those without the help and experience of an adviser, here are 10 common DIY investor mistakes to avoid.
Mortgage down-valuations: Tips to avoid pulling out of a house sale
Down-valuations are on the rise. So, what does it mean for home buyers, and what can you do?
Five tips for surviving a bear market mauling
The S&P 500 has slipped into bear market territory and for UK investors, the FTSE 250 is also on the edge. Her...
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