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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

How to get out of debt in 2020

Clearing debt is never easy, but these methods may give you just the boost you n...

Borrowing money from a loved one: what you should and shouldn’t do

It can be difficult to ask family or friends for a loan but there are ways to ma...

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Understanding

The pros and cons of balance transfer cards

While using 0% balance transfer cards can be a smart way of getting yourself out...

Abroad for Christmas? Avoid this expensive mistake

A typical family spending £2,000 on a Christmas and New Year trip overseas coul...

How a PPI windfall could impact benefits, care funding and inheritance tax

There are just days to submit a compensation claim for mis-sold Payment Protecti...

Do blacklists exist? Should I have a joint account? The truth behind 10 credit myths

Credit reports can determine whether or not a lender will give you a mortgage or...

BLOG: Why you should switch to an interest-free credit card now

January has always been a bumper month for balance transfer credit cards. Totall...

PPI rule tweak opens door for thousands more compensation claims

Thousands of people who’ve had a PPI complaint rejected or thought they weren...

News

New rules mean banks and lenders must offer loan and interest freeze

The City watchdog will go ahead with its plan for credit firms to offer customer...

Santander hikes interest-free overdraft buffer to £500

Santander has increased the interest-free buffer on its overdrafts to help custo...

Small business loan scheme overhauled with personal guarantees no longer required

Banks and other lenders will no longer request small business owners to put up p...

Firms to offer loan and credit freeze

The City watchdog has set out a number of temporary measures to help consumers d...

HSBC and Lloyds announce new measures to support customers

HSBC will allow loan and credit card customers to defer payments for up to three...

BrightHouse collapses into administration

Rent-to-own retailer and cash lender BrightHouse has entered administration.

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