You are here: Home - Credit Cards & Loans
Credit Cards & Loans
Introduction
Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.
How to
How to get out of debt in 2020
Clearing debt is never easy, but these methods may give you just the boost you n...
Borrowing money from a loved one: what you should and shouldn’t do
It can be difficult to ask family or friends for a loan but there are ways to ma...
Act now to avoid Christmas debt: seven top tips
Christmas is an expensive time of year, but it doesn’t have to leave you in th...
Kids at uni? Top money tips all parents should pass on
Give your children a head start when it comes to money and finances by passing o...
The best credit cards that reward you for spending
Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...
Applying for a loan: how to dodge the ‘underhand tactics’ used by banks
Loan providers are using ‘underhand tactics’, which are costing Brits as muc...Understanding
Cancelled holiday or event: The credit card refund mistake you must avoid
With millions of holidays, events and activities cancelled because of coronaviru...
IVAs during coronavirus: what you need to know
Hundreds of thousands of people are in IVAs - Individual Voluntary Arrangements...
The pros and cons of balance transfer cards
While using 0% balance transfer cards can be a smart way of getting yourself out...
Abroad for Christmas? Avoid this expensive mistake
A typical family spending £2,000 on a Christmas and New Year trip overseas coul...
How a PPI windfall could impact benefits, care funding and inheritance tax
There are just days to submit a compensation claim for mis-sold Payment Protecti...
Do blacklists exist? Should I have a joint account? The truth behind 10 credit myths
Credit reports can determine whether or not a lender will give you a mortgage or...News
Car finance and high cost credit users to be granted further payment freeze
The City regulator proposes to extend the payment freeze for car finance and hig...Second payment holiday for consumer credit customers confirmed
The Financial Conduct Authority (FCA) has confirmed that credit card and loan cu...
Debt charities welcome Government probe into debt management
The Cabinet Office has announced a “call for evidence” on fairness in Govern...
Payday lender Sunny Loans falls into administration
Sunny’s parent company Elevate Credit International (ECIL) has appointed admin...
Lockdown Brits repay £4.6bn debt and save record £25bn in May
In the third month of lockdown, consumers repaid £4.6bn in debt and savings inc...
Revolut customers can now see Amex spends in app
Revolut has added American Express to its open banking feature, allowing custome...You may also Like
More from Your Money
Most Read
July 1, 2020
Have you won £1m in July’s Premium Bonds draw?
July 1, 2020
Universal Credit job hunting rules restart
Coronavirus and your finances: what help can you get?
News and updates on everything to do with coronavirus and your personal finances.
Everything you need to know about being furloughed
If you’ve been ‘furloughed’ by your company, here’s what it means…
The savings accounts paying the most interest
If one of your jobs this month is to get your finances in order, moving your savings to a higher paying deal i...
What will happen if rates change
How your finances will be impacted by a rise in interest rates.
Regular Savings Calculator
Small regular contributions can build up nicely over time.
Online Savings Calculator
Work out how your online savings can build over time.
Having a baby and your finances: seven top tips
We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...
Protecting family wealth: 10 tips for cutting inheritance tax
Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...
Travel insurance: Five tips to ensure a successful claim
Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...
© AE3 Media Ltd, Floor 7, Lincoln House, 296 - 300 High Holborn, London WC1V 7JH, Company.