You are here: Home - Credit Cards & Loans

Credit Cards & Loans

Introduction

 

creditcardshome-1024x679

Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

Borrowing money from a loved one: what you should and shouldn’t do

It can be difficult to ask family or friends for a loan but there are ways to ma...

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

How to get out of debt

Clearing debt is never easy, but these methods may give you just the boost you n...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Understanding

Abroad for Christmas? Avoid this expensive mistake

A typical family spending £2,000 on a Christmas and New Year trip overseas coul...

How a PPI windfall could impact benefits, care funding and inheritance tax

There are just days to submit a compensation claim for mis-sold Payment Protecti...

Do blacklists exist? Should I have a joint account? The truth behind 10 credit myths

Credit reports can determine whether or not a lender will give you a mortgage or...

BLOG: Why you should switch to an interest-free credit card now

January has always been a bumper month for balance transfer credit cards. Totall...

PPI rule tweak opens door for thousands more compensation claims

Thousands of people who’ve had a PPI complaint rejected or thought they weren...

PPI claim loophole revealed: why you could be owed thousands more

Mis-sold Payment Protection Insurance (PPI) customers could be owed millions mor...

News

Tandem Bank scraps cashback credit card for new customers

Tandem Bank has taken its popular cashback credit card off the market as it look...

Unused credit cards expose holders to greater fraud risk

Brits with unused or emergency credits cards are twice as likely to fall victim ...

One in five people find error in their credit report

One in five people who checked their credit report found an error with a fifth n...

‘Free’ £5 with £10 local shop spend

American Express cardholders will be able to earn up to £50 cashback at partici...

Brits will not clear Christmas debt until summer 2020

It will take the average Brit seven months to pay off their Christmas debt as st...

GPs ‘miss critical opportunity’ to help people with mental illness avoid money problems

GPs have an “important opportunity” to help people with mental health proble...

You may also Like

More from Your Money

ISAs: your back-to-basics guide for 2018/19

Here’s everything you need to know to make the most of your unused ISA allowance ahead of the 5 April deadli...

A guide to Sharia savings accounts

A number of Sharia savings products have upped their game in recent months, beating more familiar competitors ...

Five ways to get on the property ladder without the Bank of Mum and Dad

A report suggests the Bank of Mum and Dad is running low on funds. Fortunately, there are other options for st...

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Money Tips of the Week

  • RT @Defaqto: Will your home insurance leave you out in the cold? 🤔 Only a fifth of home contents insurance policies, and a quarter of home…
  • Will your home insurance leave you out in the cold? 🤔 Only a fifth of home contents insurance policies, and a quar… https://t.co/zdrVTUduNB
  • 10 reasons to get your #TaxReturn done now - and they could all mean more money for you! 💷 Questions about your ta… https://t.co/QqA42ylJEj