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Credit Cards & Loans
Introduction
Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.
How to
The best credit cards that reward you for spending
Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...
How to get out of debt
Clearing debt is never easy, but these methods may give you just the boost you n...
Applying for a loan: how to dodge the ‘underhand tactics’ used by banks
Loan providers are using ‘underhand tactics’, which are costing Brits as muc...
Avoid these simple credit card mistakes to keep 0% deal
One in five Brits who’ve taken out a balance transfer card in the last five ye...
Money Mailbag: I’ve saved enough for an extension, what’s the best way to spend?
“We’ve finally saved up enough to get an extension on our property (£40,000...
A guide to picking the right credit card
To mark the 50th anniversary of Britain's first credit card, here's a handy guid...Understanding
60 second read…Interbank exchange rate vs Mastercard and Visa
If you want to know the difference between the Interbank exchange rate, and the ...
Buy currency ahead of your travels, but not with a credit card
It’s a sensible idea to buy currency in advance of your overseas trip to get t...
Why contactless can leave you counting the cost of your holiday
It may be quick and convenient, but using your debit card for contactless transa...
Borrowers duped of £3.5m in loan fee scams
Borrowers are warned to be on guard when searching and applying for loans as the...
How bad are those small credit card mistakes?
Credit cards give millions of consumers access to finance and they can help you ...
True or false? Seven credit score myths and realities
Understanding the world of finance can be confusing at the best of times. Unless...News
Record low number of interest-free balance transfer deals
The number of 0% balance transfer cards has fallen to a record low and the lengt...
Short-term lender offers 0% interest loans to members
A lender offering interest-free loans in return for a membership fee has launche...
Wonga complainants may not receive redress
Wonga customers with outstanding compensation claims and complaints may not rece...
UPDATED: Wonga enters administration
The UK’s largest payday lender has announced it has entered administration, ho...Wonga wobbles: what customers need to know
Wonga is on the ‘brink of collapse’, according to reports. If you’re an ex...
Young people expect to borrow beyond 40: what to do if you’re in debt
More than a third of young people think they will still be in debt by the time t...You may also Like
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Top tips: How to get a mortgage post-MMR
Just half of aspiring homeowners are aware of Mortgage Market Review (MMR), according to TSB, but the new affordability rules could impact their ability to secure a mortgage.
What happens to your credit score when you move overseas?
When you move abroad – whether permanently, or temporarily for an extended period – one thing that won’t be travelling with you is your credit score.
Five must-have apps for on-the-go investors
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September 4, 2018
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Are you a first-time buyer looking for a mortgage?
Look no further, get the help you need by searching for your perfect mortgage
Five ways to get on the property ladder without the Bank of Mum and Dad
A report suggests the Bank of Mum and Dad is running low on funds. Fortunately, there are other options for st...
The essential Your Money guide to the April 2018 tax changes
As we head into the 2018/19 tax year, a number of key changes take place to existing policies while some new i...
A guide to switching energy provider
All you need to know about switching from one energy supplier to another.
What will happen if rates change
How your finances will be impacted by a rise in interest rates.
Regular Savings Calculator
Small regular contributions can build up nicely over time.
Online Savings Calculator
Work out how your online savings can build over time.
Having a baby and your finances: seven top tips
We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...
Protecting family wealth: 10 tips for cutting inheritance tax
Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...
Travel insurance: Five tips to ensure a successful claim
Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...
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