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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

YourMoney guide to balance transfer credit cards

Transferring your debt from one or more credit cards to a new card can save you ...

How to get out of debt in 2020

Clearing debt is never easy, but these methods may give you just the boost you n...

Borrowing money from a loved one: what you should and shouldn’t do

It can be difficult to ask family or friends for a loan but there are ways to ma...

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

Understanding

Cancelled holiday or event: The credit card refund mistake you must avoid

With millions of holidays, events and activities cancelled because of coronaviru...

IVAs during coronavirus: what you need to know

Hundreds of thousands of people are in IVAs - Individual Voluntary Arrangements...

The pros and cons of balance transfer cards

While using 0% balance transfer cards can be a smart way of getting yourself out...

Abroad for Christmas? Avoid this expensive mistake

A typical family spending £2,000 on a Christmas and New Year trip overseas coul...

How a PPI windfall could impact benefits, care funding and inheritance tax

There are just days to submit a compensation claim for mis-sold Payment Protecti...

Do blacklists exist? Should I have a joint account? The truth behind 10 credit myths

Credit reports can determine whether or not a lender will give you a mortgage or...

News

New powers to tackle bosses who abuse wind up rules

New rules are being introduced to prevent business directors from misusing the d...

Boris Johnson has outstanding court judgement for £535 debt

The bill to an unknown creditor remains ‘unsatisfied’ six months after a cou...

Regulator opposes Amigo Loans rescue plan

The Financial Conduct Authority (FCA) said it will oppose a plan which would cap...

Queen’s Speech unveils plans for flexible student loans for all adults

Every adult in the UK will have access to a flexible loan for higher education a...

More help for vulnerable people in problem debt

The government is raising the total debt allowable for a Debt Relief Order from ...

How money affects mental wellbeing

Mental Health Awareness week runs from 10 to 16 May, and aims to start conversat...

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