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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

How to get out of debt

Clearing debt is never easy, but these methods may give you just the boost you n...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Avoid these simple credit card mistakes to keep 0% deal

One in five Brits who’ve taken out a balance transfer card in the last five ye...

Understanding

PPI rule tweak opens door for thousands more compensation claims

Thousands of people who’ve had a PPI complaint rejected or thought they weren...

PPI claim loophole revealed: why you could be owed thousands more

Mis-sold Payment Protection Insurance (PPI) customers could be owed millions mor...

60 second read…Interbank exchange rate vs Mastercard and Visa

If you want to know the difference between the Interbank exchange rate, and the ...

Buy currency ahead of your travels, but not with a credit card

It’s a sensible idea to buy currency in advance of your overseas trip to get t...

Why contactless can leave you counting the cost of your holiday

It may be quick and convenient, but using your debit card for contactless transa...

Borrowers duped of £3.5m in loan fee scams

Borrowers are warned to be on guard when searching and applying for loans as the...

News

Christmas spending hangover lasts beyond June

Around a quarter (23%) of those who use credit for Christmas spending take longe...

Half of UK population now shopping on smartphones

This year consumers will be as likely to use their smartphones to shop as a lapt...

Rich students escape debt by paying uni fees upfront

The wealthiest 10% of students at English universities pay their tuition fees up...

Debt worries keep one in 10 of us up at night: tips to take back control

More than one in ten Brits say worrying about their financial situation regularl...

Football fans warned on season ticket loan rates

Up to a third of football fans rely on loans to buy season tickets, but rates va...

Retail sales show unexpected bounce

UK retail sales showed surprising strength in November, beating economists’ fo...

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Money Tips of the Week

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