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Credit Cards & Loans
Introduction
Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.
How to
How and where to get help with debt
Around 15% of UK borrowers are struggling with debts they cannot afford to repay...
YourMoney guide to balance transfer credit cards
Transferring your debt from one or more credit cards to a new card can save you ...
How to get out of debt in 2020
Clearing debt is never easy, but these methods may give you just the boost you n...
Borrowing money from a loved one: what you should and shouldn’t do
It can be difficult to ask family or friends for a loan but there are ways to ma...
Act now to avoid Christmas debt: seven top tips
Christmas is an expensive time of year, but it doesn’t have to leave you in th...
Kids at uni? Top money tips all parents should pass on
Give your children a head start when it comes to money and finances by passing o...Understanding
Four steps to take now if you’ve been rejected for the John Lewis Partnership Card
Customers continue to vent their anger and disappointment after being rejected f...
Why you shouldn’t buy travel money in the UK with your credit card
If you’re heading abroad this summer, you'll be thinking about the best way to...
Holiday on the horizon? The best ways to save on foreign spends
Even as thousands of flights are cancelled, Brits deprived of holidays for the p...
What is a homeowner loan and what is it used for?
Homeowner loans – or second charge mortgages – have boomed in the last few y...
Five tips for borrowing responsibly during the cost-of-living crisis
With soaring inflation and bills, many people will look to affordable credit to ...
Cancelled holiday or event: The credit card refund mistake you must avoid
With millions of holidays, events and activities cancelled because of coronaviru...News
One in 10 over-55s have mortgage debt prior to retirement
Around 11% of over-55s have mortgage debt before going into their final decade o...
‘Manipulative’ debt advice referral fees banned
The city watchdog will ban certain debt advice referral fees which saw strugglin...
Borrowing on credit hits £1.6bn while mortgage debt drops to record low
Households borrowed an extra £1.6bn on credit in April, which is unchanged from...
Nearly 70% of Brits weighed down by debt as interest rates ‘set to rise further’
More than five million adults in the UK say they "haven't got a clue" how much d...
Borrowers due £47m redress as firms come under fire over poor support
Nearly 200,000 borrowers in financial difficulty will receive a share of £47m i...
Klarna shoppers can opt out of using credit to avoid spending temptation
The buy now, pay later firm claims to have launched the UK’s first ‘opt-outâ...You may also Like
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