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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

How to get out of debt

Clearing debt is never easy, but these methods may give you just the boost you n...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Avoid these simple credit card mistakes to keep 0% deal

One in five Brits who’ve taken out a balance transfer card in the last five ye...

Money Mailbag: I’ve saved enough for an extension, what’s the best way to spend?

“We’ve finally saved up enough to get an extension on our property (£40,000...

A guide to picking the right credit card

To mark the 50th anniversary of Britain's first credit card, here's a handy guid...

Understanding

60 second read…Interbank exchange rate vs Mastercard and Visa

If you want to know the difference between the Interbank exchange rate, and the ...

Buy currency ahead of your travels, but not with a credit card

It’s a sensible idea to buy currency in advance of your overseas trip to get t...

Why contactless can leave you counting the cost of your holiday

It may be quick and convenient, but using your debit card for contactless transa...

Borrowers duped of £3.5m in loan fee scams

Borrowers are warned to be on guard when searching and applying for loans as the...

How bad are those small credit card mistakes?

Credit cards give millions of consumers access to finance and they can help you ...

True or false? Seven credit score myths and realities

Understanding the world of finance can be confusing at the best of times. Unless...

News

Record low number of interest-free balance transfer deals

The number of 0% balance transfer cards has fallen to a record low and the lengt...

Short-term lender offers 0% interest loans to members

A lender offering interest-free loans in return for a membership fee has launche...

Wonga complainants may not receive redress

Wonga customers with outstanding compensation claims and complaints may not rece...

UPDATED: Wonga enters administration

The UK’s largest payday lender has announced it has entered administration, ho...

Wonga wobbles: what customers need to know

Wonga is on the ‘brink of collapse’, according to reports. If you’re an ex...

Young people expect to borrow beyond 40: what to do if you’re in debt

More than a third of young people think they will still be in debt by the time t...

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