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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

YourMoney guide to balance transfer credit cards

Transferring your debt from one or more credit cards to a new card can save you ...

How to get out of debt in 2020

Clearing debt is never easy, but these methods may give you just the boost you n...

Borrowing money from a loved one: what you should and shouldn’t do

It can be difficult to ask family or friends for a loan but there are ways to ma...

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

Understanding

Cancelled holiday or event: The credit card refund mistake you must avoid

With millions of holidays, events and activities cancelled because of coronaviru...

IVAs during coronavirus: what you need to know

Hundreds of thousands of people are in IVAs - Individual Voluntary Arrangements...

The pros and cons of balance transfer cards

While using 0% balance transfer cards can be a smart way of getting yourself out...

Abroad for Christmas? Avoid this expensive mistake

A typical family spending £2,000 on a Christmas and New Year trip overseas coul...

How a PPI windfall could impact benefits, care funding and inheritance tax

There are just days to submit a compensation claim for mis-sold Payment Protecti...

Do blacklists exist? Should I have a joint account? The truth behind 10 credit myths

Credit reports can determine whether or not a lender will give you a mortgage or...

News

One in four have ‘low financial resilience’

The Financial Conduct Authority’s (FCA) Financial Lives survey found 14.2 mill...

Half a million businesses to hit the wall by spring without support

As many as half a million employers are at risk of collapsing by the spring unle...

Borrower ‘confusion’ about payment holidays

There is widespread confusion over payment holidays and the potential impact on ...

Single parents ‘forced to go without food’

The UK’s 2 million single parents are more likely than any other sector of soc...

Firms given more time to repay Bounce Back Loans

Small businesses will be able to repay state-backed loans taken out to help surv...

Virgin Money unveils new credit card cashback scheme

Virgin Money credit card customers can now take advantage of a new rewards progr...

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