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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

How to get out of debt

Clearing debt is never easy, but these methods may give you just the boost you n...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Avoid these simple credit card mistakes to keep 0% deal

One in five Brits who’ve taken out a balance transfer card in the last five ye...

Understanding

PPI claim loophole revealed: why you could be owed thousands more

Mis-sold Payment Protection Insurance (PPI) customers could be owed millions mor...

60 second read…Interbank exchange rate vs Mastercard and Visa

If you want to know the difference between the Interbank exchange rate, and the ...

Buy currency ahead of your travels, but not with a credit card

It’s a sensible idea to buy currency in advance of your overseas trip to get t...

Why contactless can leave you counting the cost of your holiday

It may be quick and convenient, but using your debit card for contactless transa...

Borrowers duped of £3.5m in loan fee scams

Borrowers are warned to be on guard when searching and applying for loans as the...

How bad are those small credit card mistakes?

Credit cards give millions of consumers access to finance and they can help you ...

News

The banks that let you freeze your card if you lose it

If you’ve ever mislaid your debit card, you’ll know the feeling of blind pan...

Contactless overtakes chip and pin

Contactless transactions have overtaken chip and pin payments for the first time...

Regulator sends warning to payday lenders

The financial regulator has written to payday lenders reminding them of their re...

Lloyds rapped by regulator over serious PPI breaches

The competition regulator has taken action against Lloyds for failing to send ob...

Record low number of interest-free balance transfer deals

The number of 0% balance transfer cards has fallen to a record low and the lengt...

Short-term lender offers 0% interest loans to members

A lender offering interest-free loans in return for a membership fee has launche...

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