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Credit Cards & Loans
Introduction
Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.
How to
YourMoney guide to balance transfer credit cards
Transferring your debt from one or more credit cards to a new card can save you ...
How to get out of debt in 2020
Clearing debt is never easy, but these methods may give you just the boost you n...
Borrowing money from a loved one: what you should and shouldn’t do
It can be difficult to ask family or friends for a loan but there are ways to ma...
Act now to avoid Christmas debt: seven top tips
Christmas is an expensive time of year, but it doesn’t have to leave you in th...
Kids at uni? Top money tips all parents should pass on
Give your children a head start when it comes to money and finances by passing o...
The best credit cards that reward you for spending
Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...Understanding
Cancelled holiday or event: The credit card refund mistake you must avoid
With millions of holidays, events and activities cancelled because of coronaviru...
IVAs during coronavirus: what you need to know
Hundreds of thousands of people are in IVAs - Individual Voluntary Arrangements...
The pros and cons of balance transfer cards
While using 0% balance transfer cards can be a smart way of getting yourself out...
Abroad for Christmas? Avoid this expensive mistake
A typical family spending £2,000 on a Christmas and New Year trip overseas coul...
How a PPI windfall could impact benefits, care funding and inheritance tax
There are just days to submit a compensation claim for mis-sold Payment Protecti...
Do blacklists exist? Should I have a joint account? The truth behind 10 credit myths
Credit reports can determine whether or not a lender will give you a mortgage or...News
How to get round Amazon’s Visa ban
The online giant will stop accepting payments made with UK-issued Visa credit ca...
Provident sets deadline for mis-selling claims
Borrowers with Provident, Satsuma, Glo and Greenwood can claim for mis-selling u...
Calls for stronger BNPL safeguards as borrowers fail to understand risks
Which? is calling for more protection for borrowers who use buy now pay later (B...Long balance transfer credit card deals return
Credit card users can pay zero interest on their debt for the longest time perio...
Christmas comes early for Provident borrowers with debts written off
Both Provident and Satsuma will close on 31 December 2021 – and will stop coll...
Households set to borrow £1.3bn on BNPL this Christmas
Nearly three in 10 (28%) households in the UK expect to use buy now pay later (B...You may also Like
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The savings accounts paying the most interest
It’s time to get your finances in shape, and moving your cash savings to a higher paying deal is a good plac...
Everything you need to know about being furloughed
Few people had heard of ‘furlough’ before March 2020, but the coronavirus pandemic thrust the idea of bein...
The experts’ guide to sorting out your personal finances in 2021
From opting to ‘low spend’ months to imposing your own ‘cooling-off period’, industry experts reveal t...
What will happen if rates change
How your finances will be impacted by a rise in interest rates.
Regular Savings Calculator
Small regular contributions can build up nicely over time.
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Work out how your online savings can build over time.
Having a baby and your finances: seven top tips
We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...
Protecting family wealth: 10 tips for cutting inheritance tax
Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...
Travel insurance: Five tips to ensure a successful claim
Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...
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