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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

How to get out of debt in 2020

Clearing debt is never easy, but these methods may give you just the boost you n...

Borrowing money from a loved one: what you should and shouldn’t do

It can be difficult to ask family or friends for a loan but there are ways to ma...

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Understanding

Cancelled holiday or event: The credit card refund mistake you must avoid

With millions of holidays, events and activities cancelled because of coronaviru...

IVAs during coronavirus: what you need to know

Hundreds of thousands of people are in IVAs - Individual Voluntary Arrangements...

The pros and cons of balance transfer cards

While using 0% balance transfer cards can be a smart way of getting yourself out...

Abroad for Christmas? Avoid this expensive mistake

A typical family spending £2,000 on a Christmas and New Year trip overseas coul...

How a PPI windfall could impact benefits, care funding and inheritance tax

There are just days to submit a compensation claim for mis-sold Payment Protecti...

Do blacklists exist? Should I have a joint account? The truth behind 10 credit myths

Credit reports can determine whether or not a lender will give you a mortgage or...

News

Car finance and high cost credit users to be granted further payment freeze

The City regulator proposes to extend the payment freeze for car finance and hig...

Second payment holiday for consumer credit customers confirmed

The Financial Conduct Authority (FCA) has confirmed that credit card and loan cu...

Debt charities welcome Government probe into debt management

The Cabinet Office has announced a “call for evidence” on fairness in Govern...

Payday lender Sunny Loans falls into administration

Sunny’s parent company Elevate Credit International (ECIL) has appointed admin...

Lockdown Brits repay £4.6bn debt and save record £25bn in May

In the third month of lockdown, consumers repaid £4.6bn in debt and savings inc...

Revolut customers can now see Amex spends in app

Revolut has added American Express to its open banking feature, allowing custome...

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