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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

YourMoney guide to balance transfer credit cards

Transferring your debt from one or more credit cards to a new card can save you ...

How to get out of debt in 2020

Clearing debt is never easy, but these methods may give you just the boost you n...

Borrowing money from a loved one: what you should and shouldn’t do

It can be difficult to ask family or friends for a loan but there are ways to ma...

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

Understanding

What is a homeowner loan and what is it used for?

Homeowner loans – or second charge mortgages – have boomed in the last few y...

Five tips for borrowing responsibly during the cost-of-living crisis

With soaring inflation and bills, many people will look to affordable credit to ...

Cancelled holiday or event: The credit card refund mistake you must avoid

With millions of holidays, events and activities cancelled because of coronaviru...

IVAs during coronavirus: what you need to know

Hundreds of thousands of people are in IVAs - Individual Voluntary Arrangements...

The pros and cons of balance transfer cards

While using 0% balance transfer cards can be a smart way of getting yourself out...

Abroad for Christmas? Avoid this expensive mistake

A typical family spending £2,000 on a Christmas and New Year trip overseas coul...

News

Concern grows that going to uni ‘isn’t paying off’

Prospective university students are thinking twice about applying due to the ass...

Amigo to relaunch as RewardRate offering loans from 39.9% APR

Amigo is set to resume lending early next year under a new guise – RewardRate ...

Card providers extend interest-free periods

The average interest-free balance transfer term on credit cards is rising amid t...

Buy now, pay later surge prompts problem debt fears

Retailers predict nearly one in four online purchases will be paid for using buy...

Affordability checks loom for buy now, pay later loans

Customers applying for buy now, pay later loans will need to undergo checks to e...

Lenders told to act now to help struggling borrowers

The city regulator said it has seen some “serious failings” at some firms wh...

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