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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

How to get out of debt

Clearing debt is never easy, but these methods may give you just the boost you n...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Avoid these simple credit card mistakes to keep 0% deal

One in five Brits who’ve taken out a balance transfer card in the last five ye...

Understanding

PPI rule tweak opens door for thousands more compensation claims

Thousands of people who’ve had a PPI complaint rejected or thought they weren...

PPI claim loophole revealed: why you could be owed thousands more

Mis-sold Payment Protection Insurance (PPI) customers could be owed millions mor...

60 second read…Interbank exchange rate vs Mastercard and Visa

If you want to know the difference between the Interbank exchange rate, and the ...

Buy currency ahead of your travels, but not with a credit card

It’s a sensible idea to buy currency in advance of your overseas trip to get t...

Why contactless can leave you counting the cost of your holiday

It may be quick and convenient, but using your debit card for contactless transa...

Borrowers duped of £3.5m in loan fee scams

Borrowers are warned to be on guard when searching and applying for loans as the...

News

Reforms spell end of ‘rip-off’ overdraft fees

Financial groups made over £2.4bn from overdrafts alone last year, with around ...

Revolut moves closer to ambition as ‘Amazon of banking’

Banking app Revolut has been granted a European banking licence in a move, it sa...

Loan rates trend higher ahead of Christmas season

Loan rates have been rising over the past three months, according to the latest ...

Barclays introduces ‘blocking’ facility on debit cards

Barclays has become the first High Street Bank to allow account holders to block...

Cash tops contactless for 17m Brits

Cash is still king for 17 million adults, in spite of the increasing use of digi...

Nine kids in a classroom of 30 live in poverty, says charity

Britain is going into Brexit with half a million more children trapped in povert...

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Money Tips of the Week

  • RT @MeikWiking: #Happiness has a price: £2,000. That's how much salary almost half of Brits are willing to sacrifice for more free time (vi…
  • #Happiness has a price: £2,000. That's how much salary almost half of Brits are willing to sacrifice for more free… https://t.co/Hn4L86Ot9T
  • Looking for an easy way to grow your pension pot? Have you tried packed lunches? You can save hundred of pounds a y… https://t.co/23GWscQ2b0