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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

Act now to avoid Christmas debt: seven top tips

Christmas is an expensive time of year, but it doesn’t have to leave you in th...

Kids at uni? Top money tips all parents should pass on

Give your children a head start when it comes to money and finances by passing o...

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

How to get out of debt

Clearing debt is never easy, but these methods may give you just the boost you n...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Avoid these simple credit card mistakes to keep 0% deal

One in five Brits who’ve taken out a balance transfer card in the last five ye...

Understanding

Do blacklists exist? Should I have a joint account? The truth behind 10 credit myths

Credit reports can determine whether or not a lender will give you a mortgage or...

BLOG: Why you should switch to an interest-free credit card now

January has always been a bumper month for balance transfer credit cards. Totall...

PPI rule tweak opens door for thousands more compensation claims

Thousands of people who’ve had a PPI complaint rejected or thought they weren...

PPI claim loophole revealed: why you could be owed thousands more

Mis-sold Payment Protection Insurance (PPI) customers could be owed millions mor...

60 second read…Interbank exchange rate vs Mastercard and Visa

If you want to know the difference between the Interbank exchange rate, and the ...

Buy currency ahead of your travels, but not with a credit card

It’s a sensible idea to buy currency in advance of your overseas trip to get t...

News

HSBC launches new cash-back credit card

HSBC has launched a new credit card that allows cardholders to earn points, whic...

Metro Bank assures customers their money is safe as rumours set in

Metro Bank has been forced to reassure customers that their money is safe, after...

Government tackles bailiff bad practice

Charities have welcomed a new government commitment to bring local and national ...

Good news for consumers as Visa and Mastercard agree EU deal on rates

Mastercard and Visa have offered to cut fees on payments made on cards from outs...

South East ‘DIY Capital’ but East Midlands catching up

The South East is the UK’s DIY capital: households in the region borrow more f...

PPI complaints drop as deadline looms

FCA data showed a 5% drop in complaints against financial services firms in the ...

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