You are here: Home - Competition terms and conditions

Competition terms and conditions

General Competition Terms and Conditions

 

  1. These terms and conditions apply to all competitions featured in any publications and online services that are organised by AE3 Media (or a third party on AE3 Media’s behalf).

 

  1. By entering a competition entrants accept these terms and conditions together with any specific instructions and terms for such competition which may be mentioned in any electronic messages, or on the website, or communicated to entrants in any other way (“competition information”). Such competition information shall prevail in the event of there being any inconsistency between these competition terms and conditions and any competition information.

 

  1. AE3 Media may cancel or amend any competition, competition information, or these terms and conditions without prior notice. Any changes will be posted either within the competition information or these terms and conditions.

 

Competition Entry

  1. The competition is open to all residents 18 years or older of the United Kingdom, i.e. England, Northern Ireland, Scotland, and Wales. For the avoidance of doubt, Jersey, Guernsey, and the Isle of Man are not part of the United Kingdom for these purposes. AE3 MEDIA ask competition winners for proof of UK residency and if a competition winner is unable to prove their residency to AE3 MEDIA satisfaction (i.e. prove that they are physically present in the UK for 183 days or more in the previous or current UK tax year), AE3 MEDIA reserves the right to select an alternative winner. Employees and members of their immediate families (including any live-in partner or household member) of any of the following may not enter:

(a) AE3 Media; or Unbiased Ltd

(b) Subsidiaries of AE3 Media or Unbiased Ltd;

(c) Companies sharing common directors with AE3 Media and Unbiased Ltd;

(d) Any company involved in the organisation, management, promotion, or administration of the competition or its entry routes or donation of prizes or their agents or subsidiaries;

(e) Any company involved in any capacity in the sponsorship of a competition or competition prize.

 

  1. The opening and closing dates and times for entries are as indicated in the competition information.

 

  1. Any entries received before the opening and after the closing of the competition will be invalid and will not be entered into the competition.

 

  1. By entering the competition entrants warrant that all information submitted by them is true, current, and complete. Entrants also warrant that they are the copyright owners of any copyright works submitted, e.g. photographs and drawings, and AE3 Media’s use of such works (which you will permit) will not infringe the rights of any third party.

 

  1. Any limit on the number of entries a person or household may make will be clearly stated in the competition information. Entries received that exceed this limit will be invalid and will not be entered into the competition.

 

  1. Entry to the competition may only be made through the applicable method(s) indicated in the competition information. Not all of the following methods of entry may be available for entry to each competition. The following terms and conditions will apply where the method is indicated as being available in the competition information.

(a)Etc.

(b)Web entry

 

Where specified in the competition information as an available method of entry to the competition, web entrants are required to follow the instructions on the website as indicated in the competition information. Entrants will receive a message confirming entry to the competition. Web entrants may be required to supply their name, and/or email address and/or a contact telephone number and/or any other details.

 

(c) Email entry

 

Where specified as an available method of entry to the competition, e-mail entrants may enter the competition by sending an e-mail with the information indicated in the competition information and at the email address indicated. There is no charge for email entries. Entrants may receive a message confirming their entry to the competition.

 

  1. Neither AE3 Media nor its servants, agents, nor any other party or

organisation involved in the management, promotion, or administration of the competition or its entry routes or donation of prizes or their agents or subsidiaries involved in the competition will accept responsibility or liability for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft, destruction, alteration of, or unauthorised access to entries, or entries lost or delayed whether or notarising during operation or transmission as a result of server functions (including but not limited to security functions by software used by

AE3 Media or any third party), virus, bugs, or other causes outside its control.

 

  1. Entries submitted through agents or third parties or in bulk (i.e. more entries than a human being could submit in the time available without the use of software or other devices designed to make automated entries or, in the case of postal entries, more than one entry submitted under the same postage stamp) will not be accepted. Entrants may enter as many times as they like unless otherwise indicated in the competition information but no more than one prize per person per competition will be awarded.

 

  1. Any entries which are incomplete, incorrect, inaudible, incomprehensible, or not received by AE3 Media will be void.

 

  1. In the event of any fault, mistake, misunderstanding or dispute concerning the correctness or acceptability of the entry or any answers given by entrants (if applicable), or the operation of any part of the competition (in the case of postal entries, a postal strike for example), network or phone system, the decision of AE3 Media shall be final and no correspondence will be entered into.

 

  1. AE3 Media will not be liable to reimburse expenses incurred in making an entry in any competition. Where AE3 Media decides in its sole discretion that an entrant is eligible for a refund, eligibility for refunds will be notified to relevant entrants. AE3 Media reserves the right to refuse to refund any messages where it suspects dishonest or fraudulent conduct on the sender’s part or where the entrant has not complied with the rules of the competition.

 

Prizes

 

  1. The prize is as specified in the competition information.

 

  1. The process for determining the winner of the prize is as indicated in the competition information. Where the winner is randomly selected from all correct and valid entries, the draw for the winner will take place within 7 days of the date on which the competition closes.

 

  1. Prize draw prizes will be awarded in accordance with the laws of chance and, if required by law or regulation, under the supervision of an independent observer. Any competition requiring a subjective assessment in the selection of winning entries will be judged by AE3 Media or as indicated in the competition information and, if required by law or regulation, an independent judge or a panel including one member who is independent of the competition’s promoters and intermediaries.

 

  1. Should more prizes be claimed than are available for any reason, a simple prize draw will take place for the available prize(s).

 

  1. Unbiased Ltd will attempt to notify the winner within 21 days after the closing date, or as otherwise indicated in the competition information, and where time is of the essence for such a period as Unbiased Ltd shall in its absolute discretion deem reasonable. He/she will be contacted via the email address provided when entering the competition. The winner will have a specified fixed time period in which to claim his or her prize. If Unbiased Ltd is unable to notify the winner, or if the winner fails

to respond within 7 days as specified and/or provide an address for delivery of the prize, this may result in forfeiture of the prize and Unbiased Ltd reserves the right to select an alternative winner in accordance with these terms and conditions and the competition information.

 

  1. AE3 Media may in its sole discretion refuse to provide a prize, or seek its recovery, in the event of non-entitlement under these terms or an entrant’s breach of these terms, AE3 Media’s website terms of use, fraud, dishonesty, or other inappropriate or improper conduct including but not limited to the use of technology which enables an entrant to evade charges or entry requirements.

 

  1. Any entrant who enters or attempts to enter the Competition in a manner, which in AE3 MEDIA’s determination is contrary to these terms and conditions or by its nature is unfair to other entrants may be removed from the Competition at AE3 MEDIA’s sole discretion.

 

  1. AE3 MEDIA reserves the right to modify, cancel, terminate or suspend the Competition in whole or in part, at its sole discretion, if it believes the Competition is not capable of being conducted as specified in these terms and conditions or in the event of a virus, computer bug or unauthorised human intervention or any other cause that is beyond the reasonable control of AE3 MEDIA that could corrupt or affect the administration, security, impartiality, or normal course of the Competition.

 

  1. AE3 MEDIA reserves the right in its sole discretion to withhold delivery of the prize until such proof of eligibility and identity has been confirmed or if such proof is not produced on request or to disqualify the entrant from the competition.

 

  1. Unbiased Ltd shall try to deliver the prize to the winner within 42 days from the date of the draw, unless otherwise specified to the winner. Delivery restrictions may apply. No cash equivalent (where applicable) or alternative prize will be given and the prize is non-transferable and non-exchangeable. However, AE3 MEDIA reserves the right to change the prize due to circumstances beyond its control or to offer an alternative of similar value.

 

  1. In relation to all competitions, the first name and surname of the winner may be published by AE3 MEDIA and entrants grant to AE3 MEDIA a non-exclusive licence to use and publish their entry in any media for the purpose of announcing the winner.

 

Data Protection and Publicity

  1. AE3 MEDIA (or any third party nominated by AE3 MEDIA) may exercise its sole discretion to use the winner’s (and (if applicable) their companion’s) name, address, and image and their comments relating to the prize and competition experience for future promotional, marketing and publicity purposes in any media worldwide without notice or without any fee being paid.

 

  1. Information, data and the caller line identity (“personal data”) which is provided by entrants when they enter will be held and used by AE3 MEDIA and their suppliers and contractors in order to administer the competition. If entrants call from a withheld caller line identity and do not provide their caller line identity when entering the competition, AE3 MEDIA may use the withheld caller line identity for customer care purposes such as refunds or communications relating to a service e.g.to notify a winner. Entrants’ personal data may also be passed to their mobile phone network or to relevant regulatory bodies including PhonePayPlus, the police or other authorities in the course of the investigation of any complaints or suspected unlawful activity or where requested by the phone provider in connection with the billing arrangements for the competition. Aggregate, non personal data may also be used for the purpose of undertaking market research or in facilitating reviews, developments and improvements to relevant services.

 

  1. Any personal data will only otherwise be used in accordance with AE3 Media’s privacy policy which can be viewed at http://www.yourmoney.com/?p=2461. Any entrant who is entering the competition via e-mail or SMS may opt out of receiving any marketing communications from AE3 Media by adding the word NOINFO after the keyword as specified in the competition or at the end of the e-mail.

 

Liability

  1. Nothing in these terms and conditions shall exclude or limit the promoter’s liability for death or personal injury caused by their staff or supplier’s negligence or for fraud. Subject to this, the promoters cannot accept any responsibility for any damage, loss, injury or disappointment suffered by any entrant entering the competition or as a result of accepting any prize. The promoters are not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems,

servers, or providers, computer equipment, software failure of any email or entry to be received on account of technical problems or traffic congestion on the Internet, telephone lines or at any web site, or any combination thereof, including any injury or damage to entrant’s or any other person’s computer or mobile telephone related to or resulting from participation or downloading any materials in the competition.

 

  1. AE3 MEDIA cannot promise that the services relating to the competition will be free from errors or omissions nor that they will be available uninterrupted and in a fully operating condition. These services may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons reasonably beyond the control of AE3 MEDIA. AE3 MEDIA will not be liable in the event that all or any part of the service relating to the competition is discontinued, modified or changed in any way.

 

Standard terms

  1. In the event that any entrant does not, or is unable to, comply with and meet these terms and conditions and the competition information, AE3 MEDIA shall be entitled at its sole discretion to disqualify such entrant, without any further liability to such entrant. In these circumstances, any prize(s) won by the entrant may be forfeited and AE3 MEDIA reserves the right to reclaim any prize(s) already distributed to the entrant. Any entrant must comply with any directions given to him or her by AE3 MEDIA including but not limited to any and all relevant laws, rules and applicable regulatory codes.
  2. The invalidity or unenforceability of any provision of these Terms and Conditions shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Terms and Conditions shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.

 

  1. Please note that calls may be recorded to ensure that competition entries are captured, for staff training and quality control purposes.

 

  1. The promoters of the competition is AE3 Media, Lincoln House, 296-302, High Holborn, London WC1V 7JH and Unbiased Ltd, 12-14 Berry Street, London EC1V 0AU

 

  1. These terms and conditions were last updated on 29 May 2015.

Are you a first-time buyer looking for a mortgage?

Look no further, get the help you need by searching for your perfect mortgage

Which ISA is right for you? A round up of the six products available in 2017

From cash to innovative finance to lifetime, here's our guide to the ISA products available to savers this yea...

Guide to buy-to-let tax changes

In late 2015, former Chancellor George Osborne announced a range of  tax measures aimed at landlords, which t...

A guide to switching energy provider

All you need to know about switching from one energy supplier to another.

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Five fund tips for a 0.25% interest rate environment

With interest rates stuck at a record low 0.25% and expectations rates could fall to close to zero, here are ...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Investing your money

Alliance Trust Plc gives you smart insight into how to invest your money

Money Tips of the Week