The survey examining the spending habits of UK credit card holders found a third of people always use a credit card to pay for fuel and 11% usually do. They spend on average £94.29 a month on fuel.

Even with fuel prices at their lowest for several years, paying for fuel still remains an unwelcome expense for many drivers, perhaps explaining the popularity of credit cards to pay at the pump, the report from AA Financial Services said.

Credit cards are a vital contributor to peoples’ spending power with 40% of cardholders putting purchases on the plastic multiple times per week, according to the research.  Only a fifth said they use a credit card less than once per month.

The findings also revealed that cashback is by far the most useful cardholder reward.

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