Realising a partner still has financial commitments with their ex would signal alarms bells for 12% of people, with women being more concerned about this than men.

A fifth of people said they find it a turn-off when a date is too stingy with cash, while being too flashy with cash is a deal-breaker for 17% of people.

Just under 10% of those questioned said they wouldn’t be interested in someone who was financially incapable of moving out of their parents’ home into a place of their own.

Ian Williams of Ocean Finance, which carried out the research, said: “Discussing attitudes to money and big issues such as any borrowings you have can feel daunting, especially in a fairly new relationship. However, it is just as important to be honest about money as it is about attitudes to marriage and children, otherwise you risk putting the relationship under strain.”