Action Fraud has reported an increase in the number of reports of fraudsters claiming to be police officers or traffic wardens. A number of the victims have been elderly and vulnerable.

The victims are typically approached while in their car or in a car park and told by the suspect that they have parked illegally or broken a speed limit and that a photo has been taken of their car for evidence. Victims are advised that they will face a substantial penalty unless they pay a smaller upfront fine.

Victims who opt for paying the smaller penalty are directed to a parking meter and asked to enter their card and PIN. The fraudster then looks over the victim’s shoulder to get their PIN and the card is retained by the machine.

Pauline Smith, head of Action Fraud, said: “This is a highly planned fraud that takes advantage of the pressure victims feel to pay the fine, especially by those who are elderly and vulnerable.

“It is important that people shield their PIN from view when using an ATM machine. We are urging people to be particularly cautious of anyone claiming to be from an official authority. If in doubt, verify the person’s identity with your local council or police force.”

Action Fraud says if motorists are suspicious about the authenticity of the fine, they shouldn’t pay it until they have  verified it with their local council.