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Caravanners could be caught out this summer

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Caravanning Brits may not be adequately covered when they take to the road this summer, a price comparison site has warned.

Most caravans will be covered by standard car insurance policies, but they will only be covered on a third-party basis while being towed, according to Confused. It has advised consumers to check with their insurer that caravans have fully comprehensive insurance before setting off.

Personal belongings are also a concern, as it’s important to check the contents of a caravan will also be covered for loss, damage or theft. Some will come under a household insurance policy, but others may need separate insurance. Confused also pointed out that items should be kept safe and locked away. If not, anything stolen will automatically invalidate the insurance policy.

Simon Lamble, product director at Confused, said: “Caravanning holidays are an excellent option for people wanting a relatively hassle-free holiday with plenty of choice and flexibility. However, even laid-back holiday choices require some basic checks before setting off. Caravanners are advised to check with their insurers that they will be covered for any trips, especially if they will be spending a lot of time in a designated holiday camp.”

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