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Churchill launches £100 emergency cash payments for claimants

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Churchill Insurance has launched a new benefit for policyholders which will see them receive a pay out of up to £100 in cash when making a claim.

The idea is to provide policyholders with access to money to cover urgent expenses in an emergency, such as groceries should your home no longer be inhabitable or travel costs if your car is involved in an accident and cannot be driven.

The ‘immediate expenses’ benefit is available on all comprehensive motor policies, as well as all home insurance policies from Churchill. It will be available per car claim on motor insurance and per insured family member on home policies. So for example a family of four could claim up to £400 through the benefit.

The cash payment is delivered through a direct bank transfer, and will be paid on top of any future claim settlement. 

Kirsty Hoad, business manager at Churchill Insurance, noted that if you find your home is uninhabitable or your car is taken out of action in an accident, there is enough to worry about without the likely costs of replacing the food in your fridge or getting home from the collision.

She added: “Our immediate expenses payment will help our customers continue moving with their everyday life including feeding or clothing their family, so they can get some peace of mind and focus on everything else, whilst we sort the rest of their claim.

“We understand that times are extremely tough for many, which is why when life does come to a stop, we want to be there to support our customers. We hope this immediate payment will go a little way to help support them, when they need us the most.”

Home emergency cover

If you have a sudden problem with your home, then it’s worth checking whether you have home emergency cover with your policy. This is an additional cover which, as the name suggests, is there to help in the event of an emergency.

You call your provider and they can then arrange for things like a plumber to be sent out in the event of a boiler breakdown or burst pipes, or for an expert to sort out any roof damage following a storm, with the cost covered.

Some policies will also pay for you to be put up somewhere should your home not be in an inhabitable condition.

Home emergency cover is sold as an add-on to your main home policy, and both the cost and what is covered can vary significantly between different providers so it’s important that you understand precisely what is included before you sign up.

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