You are here: Home - Insurance - News -

Half a million caught driving without insurance

Written by:
Nearly half a million UK motorists were caught driving without insurance between 2010 and 2013, according to Churchill Car Insurance.

The figures, obtained under a result of a Freedom of Information request, found that 473,564 drivers were handed penalty points for driving uninsured.

The average fine issued in 2012 was £322, and while penalties increased by 13 per cent between 2010 and 2012, they remain a fraction of the £5,000 maximum penalty.

Warwickshire issued the largest fines averaging £385, while fines in South Yorkshire were almost 50 per cent lower at £260.

Steve Barrett, head of car insurance at Churchill, said: “A number of improvements have been made to tackle the issue of uninsured drivers over the past couple of years, but there are still a shocking number of irresponsible motorists taking to the roads without mandatory cover. Untraced and uninsured drivers cause 130 deaths and over 26,000 injuries every year, so more must be done to stamp out this problem.”

Previous research by Direct Line Group found that motorists would support a higher fine of £900 to deter uninsured drivers.

Barrett said: “The average motorist prosecuted for driving without insurance is fined only a fraction of the maximum penalty. Higher fines, especially those that exceed the cost of the average motor insurance premium, will undoubtedly help discourage offenders.”

Tag Box




Financial fitness

There are 0 Comment(s)

If you wish to comment without signing in, click your cursor in the top box and tick the 'Sign in as a guest' box at the bottom.

Are you a first-time buyer looking for a mortgage?

Look no further, get the help you need by searching for your perfect mortgage

Five ways to get on the property ladder without the Bank of Mum and Dad

A report suggests the Bank of Mum and Dad is running low on funds. Fortunately, there are other options for st...

The essential Your Money guide to the April 2018 tax changes

As we head into the 2018/19 tax year, a number of key changes take place to existing policies while some new i...

A guide to switching energy provider

All you need to know about switching from one energy supplier to another.

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co... Awards 2018

Now in their 21st year, our awards recognise the companies offering the best products and services to consumers

Money Tips of the Week

Read previous post:
FTSE 100: This morning’s risers and fallers

UK stocks opened with small gains on Friday ahead of the US non-farm payrolls report due out this afternoon, which...