Customers will automatically receive a 10 per cent uplift in their level of cover from one month before and one month after the holiday season (25 November 2015 – 25 January 2016).

It comes as a study by Post Office Money Home Insurance found that the value of goods being stored in UK homes over Christmas this year will increase by an average of £359 per home, amounting to £13bn across the UK.

The findings suggest parents are the biggest spenders, with those aged 35-54 expecting to store an average of £415 worth of Christmas gifts at home in the run up to the big day. However, 64 per cent of those storing their presents at home this year are unsure whether their gifts will be covered by their insurance.

With homes filled with such valuable gifts during the festive period, any case of theft or accidental damage could result in a more costly loss than usual.

A combination of unattended homes during the busy holiday social season, and long winter nights means households could be more vulnerable to burglary.

Rob Clarkson, managing director of Post Office Money Insurance, said: “To give our customers peace of mind and one less thing to worry about, we automatically raise home contents cover during the festive season. If the worst does happen, Post Office Money customers can rely on the additional protection provided to replace damaged or stolen gifts.”

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