You are here: Home - Insurance - News -

Warning that Instagram pics and pet photos could void insurance

0
Written by: Emma Lunn
24/09/2020
Millions of people are potentially voiding their car and home insurance policies by posting holiday photos online and failing to secure their pets properly in their cars.

MoneySupermarket examined common mistakes that can void home and car insurance policies. It found that a quarter (25%) of Brits were unaware that posting an Instagram holiday photo could void your home insurance.

The price comparison website calculated that, with 27.8 million households in the country, this equates to nearly 7 million home insurance policies at risk of being voided.

Meanwhile, a fifth (21%) of those questioned didn’t realise that driving with an unsecured pet could void car cover.

With 38.4 million drivers in country, this equates to nearly 7.7 million car insurance policies at risk of being voided.

The Highway Code states that animals need to be ‘suitably restrained’ to ensure they don’t distract the driver, and recommends either a seat belt harness, pet carrier, dog cage or dog guard in order to do so.

Top five ways people have unknowingly voided their home insurance:

  • Leaving a window open when leaving the house/flat (31%)
  • Posting a picture on social media while on holiday (25%)
  • Putting your house up for sale without notifying your home insurer (20%)
  • Renovating your house/flat without notifying your insurer (17%)
  • Leaving a door unlocked when leaving your house/flat (16%)

Top five ways people have unknowingly voided their car insurance:

  • Driving with a pet on the seat unrestrained (21%)
  • Changing jobs and not informing your insurer (19%)
  • Having an accident that has damaged your car and not informing your insurer (14%)
  • Moving to a new house and not telling your car insurer (9%)
  • Providing an insurer with an incorrect mileage estimation (9%)

Kate Devine, insurance expert at MoneySupermarket, says: “It’s always important to make sure you understand the key provisions of your home and car insurance policies to ensure you’re not caught short.

“Our research shows that acts that might seem innocuous – such as posting a holiday snap online or driving with your dog in the passenger seat – could void your home or car cover and that many Brits are unaware this is the case.

“If you haven’t read your policies for a while, re-read them to familiarise yourself with the terms and ensure that you’ve got the right cover for your needs. If you haven’t, shop around for a better deal – you could save up to 44% on your home insurance and up to £285 on your car insurance.”

There are 0 Comment(s)

If you wish to comment without signing in, click your cursor in the top box and tick the 'Sign in as a guest' box at the bottom.

The savings accounts paying the most interest

If one of your jobs this month is to get your finances in order, moving your savings to a higher paying deal i...

Coronavirus and your finances: what help can you get?

News and updates on everything to do with coronavirus and your personal finances.

Everything you need to know about being furloughed

If you’ve been ‘furloughed’ by your company, here’s what it means…

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Money Tips of the Week

Read previous post:
computer saying beware fraud
Fraud moves online as criminals exploit pandemic

Criminals are exploiting and adapting to Covid-19 with a rise in online data harvesting and a fall in cheque and...

Close