ISA season 2014: Your ultimate guide
Last April, the final ISA deal made through the Fidelity Personal Investing platform was completed at 11:57pm — three minutes before the midnight deadline.
While it is possible to wait until literally the last second to max out your ISA allowance, you may not be making the best decisions for your future by leaving it so close to the wire.
With a few days still to go before we reach the end of the 2013/2014 tax year on 5 April, there is still time to make use of your ISA allowance.
Your Money’s ultimate ISA guide will help you use it (wisely!) before you lose it.
Don’t know where to start?
This late in the game you would be forgiven for feeling pressed for time. If you’re aware of the clock counting down but don’t know where to start, there’s no need to panic. Our back-to-basics guide for 2014 is a great way to wrap your head around this year’s ISA guidelines. Find it here.
Choosing the right online investment platform can be a challenge, even for ISA experts. The prices of platforms vary and high fees can erode your returns. Our easy-to-follow guide will help you pick the platform that’s right for you. Check it out here before you make any hasty decisions.
And don’t forget that when it comes to savings, every little bit helps. Learn how just £5 extra a month could mean a significantly larger nest egg at the end of the day.
Taking stock of your shares
If you have decided to opt for a stocks and shares ISA but need some inspiration from the experts on where to invest your money, check out five top investment themes for 2014 courtesy of Adrian Lowcock at Hargreaves Lansdown.
Once you’re clear on your investment goals, let us help you take the next step towards putting your money to work. Whether you’re cautious, ready to take more risk or somewhere in the middle, we have hand-selected fund suggestions from the experts here.
Also, find out which funds are proving popular among other ISA savers this year here.
If investing directly in company shares is more your style, we’ve created some easy guides to help you pick the winners.
Find out which companies are tipped for success on the back of the government’s Help to Buy scheme—which has just been extended until 2020— here and check out which businesses are set to benefit over the long term from the Chancellor’s most colourful Budget yet here.
More sophisticated investors may also want to consider venture capital trusts (VCTs), which are tipped for success this year. Our guide will help you figure out how to make the most of this riskier—but potentially more rewarding — asset class. You can learn more about why they’re set to prosper — and get three great fund picks — here.