Investments

English wine maker Chapel Down has launched an equity crowdfunding campaign through Seedrs.

Hargreaves Lansdown has cut the minimum investment amount to £25 per month – down from £50 – and lowered their minimum lump sum amount to £100 from £500 to encourage first time investors.

Lyxor has launched an ETF tracking the China A-Shares Market with a total expense ratio of 0.85 per cent.

Fund boutique Alquity has launched a concentrated emerging market equity fund which only invests in stocks with a strong ethical stance.

Credit cards

The new Sainsbury’s credit card offers zero per cent interest on purchases and balance transfers for 19 months. A second card offers zero per cent interest on balance transfers for 33 months.

Barclaycard has launched a card offering 34 months interest-free for balance transfers with a 2.99 per cent handling fee.

Savings

Saga has launched the Saga Telephone Saver Account (Issue 14), a savings account paying 1.5 per cent interest annually with a minimum balance of £1,000. If the balance drops below this threshold the interest rate drops to 0.5 per cent.

Post Office has launched a number of new savings products, including a fixed rate cash ISA paying between 1.7 per cent and 2.10 per cent interest.

Mortgages

Skipton has cut rates by up to 0.4 per cent on its two year fixed mortgage range. The new range includes a 1.92 per cent rate on a 60 per cent loan-to-value (LTV) mortgage with a £995 fee.

Coventry Building Society has launched a residential mortgage range with fee-free options from 2.29 per cent.

Santander has offered £500 off mortgage broking fees to existing customers, cutting the traditional £995 fee in half. Existing current account holders can take advantage of fixed and tracker mortgages starting at 2.04 per cent with a booking fee of £495 after the discount.

Nationwide has revamped its home mover and remortgage offerings, reducing rates by up to 0.70 per cent across fixed and tracker deals. Two year fixed rate mortgages are now available from 1.94 per cent.

Apps

True Potential Investor has launched a smart watch app. Users can set their watches to alert them on a regular basis as to how their funds are performing against their goals.