Investing
This week’s best cash and junior ISA rates
Written By:
Your Money
Posted:
Updated:
14/03/2013
Find out which providers are offering the best deals.
Top Ten Variable Cash ISAs
| Company | Account | Notice | Rate £5.64k | Notes |
| Coventry Building Society | 60 Day Notice ISA (3) | 60 Day | 2.80% | Earlier access on 60 day loss of interest.Rate includes 0.60% bonus for 12 monthsTransfers of 2012/13 ISAs permitted. |
| Cheshire Building Society | ISA Saver (Issue 1) | No Notice | 2.50% | Rate includes 2.00% bonus until 31.07.2014Transfer in requests must be made online. |
| Santander | Direct ISA Saver (Issue 1) | No Notice | 2.50% | Rate includes 2.00% bonus for 12 months from £2,500 to £9,999. 1.00% bonus for 12 months from £10,000 to £24,999. 0.50% bonus for 12 months from £25,000. |
| Tesco Bank | Instant Access Cash ISA | No Notice | 2.30% | Rate includes 0.30% bonus for 12 monthsfor accounts opened from 7.3.13. |
| GE Capital Direct | GE Saver Cash ISA | No Notice | 2.25% | |
| Harpenden Building Society | Simply ISA | No Notice | 2.25% | |
| Stafford Railway Building Society | Cash ISA | No Notice | 2.25% | Transfers of current years subscriptions not permitted. |
| National Savings & Investments | Direct ISA | No Notice | 2.25% | All withdrawals via nominated account, minimum £50.Transfers permitted from NS&I ISAs. |
| Triodos Bank | Triodos 90 Day Notice Online Cash ISA | 90 Day | 2.15% | Rate includes 0.40% bonus for 12 months |
| Virgin Money | Virgin Easy Access Cash ISA Issue 4 | Instant | 2.15% |
Top Ten Fixed Cash ISAs
| Company | Account | Notice | Rate £5.64k | Notes |
| Halifax | ISA Saver Fixed | 5 Year Bond | 3.10% | Earlier access on closure only on 365 day loss of interest.Can apply online. |
| Halifax | ISA Saver Fixed | 4 Year Bond | 3.05% | Earlier access on closure only on 320 day loss of interest.Can apply online. |
| Santander | 123 Exclusive Major ISA | 01.05.15 | 3.0% | Linked Product (Funded): Customers who hold either a 123 current account or 123 credit card.Earlier access on closure only on 120 day loss of interest and loss of bonusone-off 0.10% bonus paid on maturity if Rory McIlroy wins an eligible golf “Major” |
| Halifax | ISA Saver Fixed | 3 Year Bond | 3.0% | Earlier access on closure only on 270 day loss of interest.Can apply online. |
| Santander | Major ISA 2 Year Fixed Rate | 01.05.15 | 2.80% | Earlier access on closure only on 120 day loss of interest and loss of bonusone-off 0.10% bonus paid on maturity if Rory McIlroy wins an eligible golf “Major” |
| Skipton Building Society | 5 Year Fixed Rate ISA | 16.04.18 | 2.75% | Earlier access on closure only on 240 day loss of interest.1st interest payment 16.4.14. |
| Virgin Money | Fixed Rate Cash ISA Issue 35 | 15.03.18 | 2.75% | Earlier access on 180 days loss of interest. |
| Cheshire Building Society | 4 Year Fixed Rate Cash ISA | 4 Year Bond | 2.70% | Earlier access on closure only on 320 day loss of interest. |
| Derbyshire Building Society | Fixed Rate ISA Issue 65 | 30.04.17 | 2.70% | Earlier access on 320 day loss of interest. |
| Nationwide Building Society | 4 Year Fixed Rate ISA | 4 Year Bond | 2.70% | Earlier access on closure only on 320 day loss of interest. |
Top Ten Junior Cash ISAs
| Company | Account | Rate £1 | Notes |
| Halifax | Junior Cash ISA | 6.00% | Guardian/parent must hold Halifax cash ISA. |
| Coventry Building Society | Junior Cash ISA (1) | 3.25% | Includes 1.15% bonus until 31.1.15. Available for children under 16. |
| Nationwide Building Society | Smart Junior ISA | 3.25% | Only available to those under 17 at time of account opening. |
| Furness Building Society | The Furness Junior ISA | 3.05% | |
| Mansfield Building Society | Cash Junior ISA (1st Issue) | 3.05% | |
| Skipton Building Society | Junior ISA | 3.02% | |
| Bank of Scotland | Junior Cash ISA | 3.00% | |
| Beverley Building Society | Cash Junior ISA | 3.00% | |
| Halifax | Junior Cash ISA (Standard) | 3.00% | Age under 16. 6.00% paid if guardian/parent holds Halifax Cash ISA. |
| Lloyds TSB | Junior Cash ISA | 3.00% |
Source: Moneyfacts: 14/03/13
