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This week’s best cash and junior ISA rates

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Written by:
14/03/2013
Find out which providers are offering the best deals.

Top Ten Variable Cash ISAs

Company Account Notice Rate £5.64k Notes
 Coventry Building Society  60 Day Notice ISA (3) 60 Day  2.80%  Earlier access on 60 day loss of interest.Rate includes 0.60% bonus for 12 monthsTransfers of 2012/13 ISAs permitted.
 Cheshire Building Society  ISA Saver (Issue 1)  No Notice 2.50% Rate includes 2.00% bonus until 31.07.2014Transfer in requests must be made online.
 Santander  Direct ISA Saver (Issue 1)  No Notice  2.50% Rate includes 2.00% bonus for 12 months from £2,500 to £9,999.  1.00% bonus for 12 months from £10,000 to £24,999.  0.50% bonus for 12 months from £25,000. 
 Tesco Bank  Instant Access Cash ISA  No Notice 2.30%  Rate includes 0.30% bonus for 12 monthsfor accounts opened from 7.3.13.
 GE Capital Direct  GE Saver Cash ISA  No Notice  2.25%  
 Harpenden Building Society  Simply ISA  No Notice  2.25%  
 Stafford Railway Building Society  Cash ISA  No Notice   2.25%  Transfers of current years subscriptions not permitted.
 National Savings & Investments  Direct ISA  No Notice  2.25%  All withdrawals via nominated account, minimum £50.Transfers permitted from NS&I ISAs.
Triodos Bank  Triodos 90 Day Notice Online Cash ISA  90 Day 2.15% Rate includes 0.40% bonus for 12 months
 Virgin Money  Virgin Easy Access Cash ISA Issue 4   Instant  2.15%  

 

Top Ten Fixed Cash ISAs

 

Company Account Notice Rate £5.64k Notes
Halifax ISA Saver Fixed 5 Year Bond  3.10%  Earlier access on closure only on 365 day loss of interest.Can apply online.
Halifax ISA Saver Fixed  4 Year Bond 3.05% Earlier access on closure only on 320 day loss of interest.Can apply online.
 Santander  123 Exclusive Major ISA  01.05.15  3.0% Linked Product (Funded): Customers who hold either a 123 current account or 123 credit card.Earlier access on closure only on 120 day loss of interest and loss of bonusone-off 0.10% bonus paid on maturity if Rory McIlroy wins an eligible golf “Major”
Halifax  ISA Saver Fixed 3 Year Bond  3.0%  Earlier access on closure only on 270 day loss of interest.Can apply online.
  Santander  Major ISA 2 Year Fixed Rate 01.05.15  2.80% Earlier access on closure only on 120 day loss of interest and loss of bonusone-off 0.10% bonus paid on maturity if Rory McIlroy wins an eligible golf “Major”
Skipton Building Society  5 Year Fixed Rate ISA 16.04.18  2.75% Earlier access on closure only on 240 day loss of interest.1st interest payment 16.4.14.
 Virgin Money Fixed Rate Cash ISA Issue 35  15.03.18  2.75% Earlier access on 180 days loss of interest.
Cheshire Building Society  4 Year Fixed Rate Cash ISA 4 Year Bond  2.70% Earlier access on closure only on 320 day loss of interest.
Derbyshire Building Society Fixed Rate ISA Issue 65 30.04.17  2.70% Earlier access on 320 day loss of interest.
 Nationwide Building Society 4 Year Fixed Rate ISA   4 Year Bond   2.70% Earlier access on closure only on 320 day loss of interest.

 

Top Ten Junior Cash ISAs

Company Account  Rate £1  Notes
 Halifax  Junior Cash ISA  6.00%  Guardian/parent must hold Halifax cash ISA.
Coventry Building Society  Junior Cash ISA (1)  3.25%  Includes 1.15% bonus until 31.1.15. Available for children under 16.
 Nationwide Building Society  Smart Junior ISA  3.25%  Only available to those under 17 at time of account opening.
 Furness Building Society  The Furness Junior ISA  3.05%  
 Mansfield Building Society  Cash Junior ISA (1st Issue)   3.05%  
 Skipton Building Society  Junior ISA   3.02%  
 Bank of Scotland  Junior Cash ISA  3.00%  
 Beverley Building Society  Cash Junior ISA  3.00%  
 Halifax  Junior Cash ISA (Standard)  3.00%  Age under 16. 6.00% paid if guardian/parent holds Halifax Cash ISA.
 Lloyds TSB  Junior Cash ISA  3.00%  

 

 Source: Moneyfacts: 14/03/13

 

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