Do you have a smartphone or tablet and want to improve the state of your finances? If yes, then read on.

We have gathered together a list of top apps on the market.

Of course, this is just a small selection. If you have more to add, please leave your recommendations in the comment section below.

UK Salary Calculator

Provider: James Still
Cost: Free

This allows users to see the difference between an old salary and a new one, providing an easy way to see the effect of a pay rise or promotion. It gives a breakdown of the tax they pay, national insurance, pension contribution and student loan.

Financial Planning Guide

Provider: Morantus Wealth Advisers
Cost: Free

This app offers comprehensive financial planning information direct to investors, helping them prepare for retirement, taxation, investment, estate, insurance, and education planning.

HomeBudget with Sync

Provider: Anishu
Cost: £2.99

Consumers can make use of its ability to handle recurring bills and income streams, providing a graphic breakdown on how their money is performing.

L&C Mortgage Assistant

Provider: London & Country Mortgages
Price: Free

Users can keep on top of their mortgage and the latest mortgage deals on the market. It also gives them access to the most popular calculators and can tell them instantly if they can save money on their mortgage.

HL LIVE

Provider: Hargreaves Lansdown
Price: Free

This allows users to deal funds and shares live on their mobile. It gives access to fund and share prices, indices, market news, investment research and expert opinion.

TD Trading

Provider: TD Direct Investing
Price: Free

It allows users to trade anytime, anywhere. They can log-in to the secure section of the app and view their orders, track their portfolio or create a Watch List to monitor stocks.

Fidelity Mobile

Provider: Fidelity Worldwide Investments
Price: Free

This has a number of functions including allowing users to: drill down into individual holdings; see fund performance; watch video content; view market charts and access fund prices.

Quidco

Provider: Maple Syrup Media
Price: Free

The UK’s first app that pays users to check in, it allows them to get cash when they check in at over 70 retail stores, exclusive money off vouchers at restaurants and stores and cashback when they purchase in high street stores.

PocketMoney

Provider: Catamount Software
Price: £2.99

This has many functions but the main ones are it allows users to track transactions across multiple bank and credit card accounts and analyse their overall financial health by using the built-in reporting features.

OrSaveIt

Provider: OrSaveIt
Price: Free

This helps users to “impulse save”. Each time that they decide to make a saving – ignoring the lure of that latte or lunch out – they just enter the amount they have saved into the app and watch the cash mount up.

Money Smart

Provider: BHI Technologies
Price: £1.99

It is a tool for users to track everything they spend. They can monitor their debts and look back and figure out where their cash has gone if they remember to put in every little thing they spend.

Savings Goals

Provider: Corbenic Consulting
Price: 69p

Users can put in how much they want to save and by when and it will give them a monthly schedule and a tracker.

iXpenseIt

Provider: FYI Mobileware
Price: £2.99

It is good for anyone looking to track expenses or plan a monthly budget. It allows you to store photo receipts and enter expense data.

OnTrees

Provider: Associated Northcliffe Digital
Price: Free

Users can get up-to-date information about their bank and savings accounts and credit cards in one place. It can help with budgeting and managing money.

Investopedia

Provider: Investopedia
Cost: Free

This provides users with a database of over 11,000 financial terms and definitions. A great education tool.