Curve is a payment card that aggregates multiple payment cards through a smartphone app, allowing a user to make payments and withdrawals from multiple accounts using a single card.

The new ‘Autopilot’ features aim to help customers keep in control of their spending when more social contact rules are lifted on 17 May and 21 June.

Autopilot features

One of the new Autopilot features is ‘Anti-Embarrassment Mode’. This allows customers to decide which debit or credit cards serve as a backup in case their default card declines a transaction at the point of sale.

Another new feature is ‘Curve Cash Auto Spend’ which allows customers to change their settings and automatically spend the cashback they already earn with Curve. Curve will take money straight from a Curve Cash balance when there are enough funds to cover the transaction.

Curve customers can earn 1% cashback when they spend at retailers and restaurants including Zara, Selfridges, H&M, Honest Burgers, Pret, Leon and Wahaca. Curve Metal customers can receive cashback from up to six merchants of their choice.

All Curve Cash appears in a virtual Curve Card on the app, along with any promos and money sent from other people.

Curve is also trialling an Autopilot feature that will allow customers to designate a specific bank card to a recurring payment or direct debit, and also select a payment rule according to an individual merchant.

Nathalie Oestmann, Curve’s chief operating officer, said: “After a year of lockdown restrictions, consumer experiences and expectations have shifted hugely. They want their online experiences to be easy and delightful, and that’s the way it should be.

“At Curve, we’re laser-focussed on 24/7 innovation, and our Autopilot features give customers control at their fingertips, as they and much of the UK look to more fulfilling social interactions over the next few months.”