The company will be shutting 29 Lloyds Bank and 15 Halifax branches between September and November in response to reduced customer demand for in-branch services.

The news follows the closure of 56 branches last year.

Vim Maru, retail director for Lloyds Banking Group (LBG), said customers have carried out “significantly fewer transactions” at these branches over the past five years.

“We’ve also seen our digital banking customers grow by over 4 million in five years, to almost 18 million, of which 13.6 million also choose to be active app users,” he said.

“This means that, like many businesses on the high street, we must change for a future where branches will be used in a different way, and visited less often.”

Unite, the union representing LBG staff, has condemned the decision.

Caren Evans, Unite national officer, said: “The closure of 44 more bank branches will deny our communities of essential services such as access to cash and experienced highly trained staff. A local ATM is not a suitable alternative to a staffed bank branch.

“In recent times LBG has spent significant resource to sell its message of ‘Helping Britain Recover’. Unite seriously question how this decision to walk away from local communities promotes this message at a time when the customers will rely on the financial services sector support more than ever.”

Here’s a full list of the branches closing

Lloyds Bank

Bournemouth Westbourne, Cardiff Rumney, Leeds Horsforth, Northwood, Stony Stratford, Church Village, Morley, London Regent St, Oakham, Brixham, Quinton, Mildenhall, Berkeley Square, Faversham, Brighton Preston Circus, Gants Hill, Halstead, Holsworthy, Henley-on-Thames, Hendon, Kempston, Towcester, Kentish Town, Tadley, Bromborough, Cheltenham Bath Rd, Haslemere, Newport Maindee, Sedgley Dudley

Halifax 

Manchester Cross St, Plaistow West Ham, Chesham, Chertsey, Fleet, Harpenden, Potters Bar, Kenilworth, Hinckley, Market Harborough, Upminster, Rugeley, Cheshunt, Pinner, Chesterfield Cent Pav