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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

How to get out of debt

Clearing debt is never easy, but these methods may give you just the boost you n...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Avoid these simple credit card mistakes to keep 0% deal

One in five Brits who’ve taken out a balance transfer card in the last five ye...

Money Mailbag: I’ve saved enough for an extension, what’s the best way to spend?

“We’ve finally saved up enough to get an extension on our property (£40,000...

A guide to picking the right credit card

To mark the 50th anniversary of Britain's first credit card, here's a handy guid...

Understanding

Watch for these charges when using debit and credit cards abroad

Debit and credit card surcharges have been banned across the EU but there are st...

The three essentials of online Christmas shopping

With just three weekends left for Christmas shopping, many are turning online to...

Three alternatives to dipping into your arranged overdraft

People borrowing small amounts of money for a short period of time as part of an...

Why that buy-now-pay-later deal could cost more than you think

Credit options, particularly on larger purchases, can be an attractive method of...

You’ve cut up your credit card: what now?

Whether your credit card has served its purpose to cover a big expenditure or yo...

The truth about 0% car finance deals

More people than ever are using some form of finance to purchase a car, and deal...

News

FCA sends RBS report to committee but declines to publish

The Financial Conduct Authority (FCA) has sent the Treasury Committee a copy of ...

FCA ordered to publish RBS report detailing ‘endemic’ misbehaviour

The Treasury Committee has used parliamentary powers to order the Financial Cond...

BLOG: A £9,000 wedding loan is foolish

The average couple looks to borrow more than £9,000 to cover the cost of their ...

Consumer finance growth slows

Consumer finance grew 6% in 2017, but growth was slowing towards the end of the ...

MP calls for credit cards to come in line with payday loans

A fifth of all British adults are worried about their credit card debt, accordin...

Lloyds and Virgin Money ban credit card users from buying Bitcoin

Lloyds Banking Group and Virgin Money have confirmed they will no longer allow c...

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