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Credit Cards & Loans

Introduction

 

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Some level of debt is a normal part of modern life, but learning to manage that debt wisely makes good financial sense. The tips and news you’ll find here will help you get smart about your debt – and maybe even back in the black.

How to

The best credit cards that reward you for spending

Rewards credit cards are a fantastic tool for sensible spenders. The idea is tha...

How to get out of debt

Clearing debt is never easy, but these methods may give you just the boost you n...

Applying for a loan: how to dodge the ‘underhand tactics’ used by banks

Loan providers are using ‘underhand tactics’, which are costing Brits as muc...

Avoid these simple credit card mistakes to keep 0% deal

One in five Brits who’ve taken out a balance transfer card in the last five ye...

Money Mailbag: I’ve saved enough for an extension, what’s the best way to spend?

“We’ve finally saved up enough to get an extension on our property (£40,000...

A guide to picking the right credit card

To mark the 50th anniversary of Britain's first credit card, here's a handy guid...

Understanding

Why contactless can leave you counting the cost of your holiday

It may be quick and convenient, but using your debit card for contactless transa...

Borrowers duped of £3.5m in loan fee scams

Borrowers are warned to be on guard when searching and applying for loans as the...

How bad are those small credit card mistakes?

Credit cards give millions of consumers access to finance and they can help you ...

True or false? Seven credit score myths and realities

Understanding the world of finance can be confusing at the best of times. Unless...

Watch for these charges when using debit and credit cards abroad

Debit and credit card surcharges have been banned across the EU but there are st...

The three essentials of online Christmas shopping

With just three weekends left for Christmas shopping, many are turning online to...

News

London is the debt hotspot of the UK

Londoners are saddled with more unmanageable debt than the average UK adult, a s...

Average credit card interest rate jumps to 23.1%

The cost of credit card debt has gone up, with the average APR hitting 23.1% ove...

Visa to compensate cardholders after system failure

Visa has implemented a compensation scheme for cardholders following its system ...

Teaser rates on personal loans ‘mislead’ borrowers

'Teaser' rates advertised on personal loans confuse and mislead borrowers and ...

Overdraft and credit users could save millions as reforms proposed

The financial regulator has proposed a package of reforms for the overdraft, ren...

Payday loan and credit complaints soar

Complaints about consumer credit products and services increased by 40% in 2017/...

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