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Nurses get the best cover behind the wheel

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Public sector workers top the list of jobs that enjoy low costs cover when it comes to car insurance, according to price comparison site
Nurses get the best cover behind the wheel

Nurses pay the least at an average of £255 a year.

Analysis of over 16m quotes over the past year found that guest house proprietors and reflexologists take the second and third spot for the cheapest car insurance premiums.

A number of public sector workers feature in the list including magistrates, school crossing wardens and head teachers.

The nation’s retirees pay the least overall, with typical cover costing just £253 for the year – whereas motorists registering themselves as unemployed will be charged an average £773 a year.

Pete Harrison, car insurance expert at said: “Insurers measure risk in a number of ways and your profession could speak volumes about your risk as a driver, according to insurance providers. Our research clearly shows that the racier your job, the more expensive your premium will be.

Those who have to class themselves as unemployed are seen as a high risk to insure. Racing drivers top the table for paying the most for cover. Footballers and other sportsmen take second and third spots.

Haqrrison continued: “It is not surprising that students, and apprentices are hit by high premiums as they are likely to be young, inexperienced drivers.

“Retired drivers on the other hand are considered less risky as they have years of experience, built up no claims bonuses and are likely to drive fewer miles each year.

“Those who are unemployed appear to get hit from both sides; especially if they need to drive to find work and attend job interviews, yet insurers tend to charge a lot more for this type of driver, at a time when the case may be that they can least afford it.”


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