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Mortgages

Introduction

shutterstock_233484754Your home is your castle. Whether you’re taking your first step onto the property ladder (first-time buyer), looking to rent out your investment property (buy-to-let) or just curious about the buying process, we have the insight and information you need to make the most of your mortgage. Check out our remortgaging section if you're looking to remortgage your home.

First Time Buyer

Ten-year fixes start to rise from record low

Lenders may have started adjusting their mortgage pricing over the last few week...

‘Single and accountable’ housing ombudsman considered by government

The government is considering whether home builders and all private landlords sh...

First-time buyers £27,000 better off than renters

Buying a home works out £900 cheaper per year than renting and saves first-time...

Property raffle site fails to sell enough tickets for £700k house

Property prize draw website Win Abode hasn't sold enough tickets to cover the va...

Homeownership among young adults has ‘collapsed’

The chance of owning a home for young adults in the UK has more than halved in t...

Leeds BS launches fee-free mortgages with up to £1k cashback

The fixed rate mortgages come without upfront costs and with a cash lump sum whe...

Buy To Let

First-time buyers reach decade-high

First-time buyers (FTBs) reached 365,000 in 2017- the highest number since 2006,...

Nationwide market share contracts and predicts ‘flat’ house price growth of 1% in 2018

Giant mutual Nationwide reported gross mortgage lending of £24.1bn for the nine...

Halifax and Nationwide raise mortgage rates – and more lenders set to follow

Halifax and Nationwide have this week raised mortgage rates, as the Bank of Engl...

Landlords in mortgage arrears jump 20%

The number of landlords who have fallen seriously behind on mortgage repayments ...

Co-op Bank ditches direct-to-consumer mortgage offering

Later this week borrowers will no longer be able to apply directly for a Co-oper...

House price growth tumbles in January

House prices have slumped to an annual growth rate of 2.2% in January, the lowes...

Remortgage

Slump in tracker take-up as borrowers flock to fix mortgage rate

The number of tracker rate mortgages has fallen to its lowest level in nine year...

Santander clarifies position on its second Standard Variable Rate

New Santander customers will be automatically moved onto its cheaper ‘Follow-o...

Homeowners will be able to add two storeys to their property

Homeowners, buy-to-let landlords and property developers could be given the go-a...

117,150 facing mortgage cliff edge

Government plans to replace the benefits paid to help people pay their mortgage ...

Affordability of city homes falls to 10-year low

City house prices are now seven times average salaries, making it a huge challen...

Borrowers misled by ‘best buy’ mortgage rates

Headline mortgage rates are misleading many borrowers, with ‘best buys’ ofte...

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