Male drivers see savings from the EU gender directive

learner driver

Young male drivers have seen an 11.2% fall in their car insurance premiums, with many premiums down £184 on average, according to

However, female drivers are facing hikes of up to £231 on average to their insurance premiums, following the EU Gender Directive.

The analysis of the cost of car insurance shows that since the EU ruling came into effect on 21 December 2012, young female drivers in the 17-19 age group have experienced inflation of 22.1% on their car insurance premiums - or a hike of £231 on average.

However, male drivers in the same age group have seen an 11.2% fall in premiums, or £184 on average - but still typically pay more than females of the same age.

The EU Gender Directive requires insurers across Europe to not use gender as a benchmark when quoting insurance premiums. This affects all types of insurance.

Despite predictions of ‘Carmageddon' by some prior to the ruling being enforced, according to MoneySupermarket, overall car insurance premiums have actually decreased - 4.9% overall, or £24 on average.

Further analysis shows that typical premium prices for women of other ages have not increased since December 21st 2012.


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